2372 Ridgemont Dr, Birmingham, AL 35244 Property Records

Jefferson County property record for 2372 Ridgemont Dr, Birmingham, AL 35244

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,408 sqft · built 2005
Lot Size0.58 acres (2,515 sqft)
OwnerIndividual Name on File
Last Sale$229,900 (Jan 2023)
Tax Bill$1,187 (2025)
Deeds & MortgagesJul 2020 Mortgage
Jan 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN40-00-18-4-000-007.088

Property Details

APN / Parcel Number

Primary APN40-00-18-4-000-007.088
Alternative APNs
  • 40184000007088RR00
  • 430904

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,408 sqft Living Area
1st Floor Area989 sqft
Upper Floors Area419 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2006
Architectural StyleTownhouse
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area2,515 sqft (0.58 acres)
Lot Dimensions104 ft deep x 24 ft wide
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number430904
Street Address2372 RIDGEMONT DR
CityBIRMINGHAM
StateAL
Zip35244-1219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-T
Legal DescriptionLOT 42 OF AS BUILT RECORD MAP OF SAVANNAH RIDGE SECT 1 PH 3 PB 219 PG 37
Legal Range02W
Legal Township19S
Legal Section18
Legal SubdivisionSAVANNAH SEC1 PH3 40-18-4
Legal Lot Number42
JurisdictionJEFFERSON AL
Township / Civil DivisionBIRMINGHAM
Census Block Group2
Census Block2003
Census Tract12913

Owner

2372 Ridgemont Dr is owned and occupied by an individual who bought it in January 2023.

Source: Jefferson County records, as of April 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address2372 RIDGEMONT DR, BIRMINGHAM, AL 35244-1219
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
Jul 22, 2020Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES
Jan 6, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERICAS FIRST FEDERAL CREDIT UNION
Sep 23, 2021Warranty Deed, Transfer · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 6, 2023 · Amount on File
Deed SaleJan 6, 2023 · Amount on File
Prior SaleSep 23, 2021 · Amount on File
Deed Document Number20231480
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON AL
Property Address2372 RIDGEMONT DR, HOOVER, AL 35244-1219
Transaction TypeMortgage
Record UpdatedJan 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2372 RIDGEMONT DR, BIRMINGHAM, AL 35244-1219

Mortgage

Document Number0000077050
DateJul 22, 2020
Instrument2020077050
Lender
NameCARRINGTON MORTGAGE SERVICES
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term174 Months
DueJan 1, 2035

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateJan 6, 2023
Property Address2372 RIDGEMONT DR, BIRMINGHAM, AL 35244-1219
Document Number0000001480
Instrument DateJan 6, 2023
Instrument2023001480
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2372 RIDGEMONT DR, BIRMINGHAM, AL 35244-1219

Mortgage

Document Number0000001481
DateJan 6, 2023
Instrument2023001481
Lender
NameAMERICAS FIRST FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON AL
Recording DateSep 23, 2021
Property Address2372 RIDGEMONT DR, BIRMINGHAM, AL 35244-1219
Document Number0000110358
Instrument DateSep 10, 2021
Instrument2021110358
Transaction TypeTransfer
Record UpdatedFeb 20, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2372 RIDGEMONT DR, HOOVER, AL 35244-1219

Mortgage

Document Number0000110359
DateSep 23, 2021
Instrument2021110359
Lender
NameFAIRWAY INDEPENDENT MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 2372 Ridgemont Dr was $1,187, up 7.3% from the year before.

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyJefferson County
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,187.00 (+7.32%) Homeowner's exemption$24,760$248,800 Land $70,000 Building $178,800
2024$1,106.00
2023$22,400 Land $7,000 Building $15,400$224,000 Land $70,000 Building $154,000
2022$1,882.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2372 Ridgemont Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 13, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2372 Ridgemont Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCENTRAL ALABAMA WATER
serves 653,322 people · EPA ID AL0000738
Water SourceSurface water
Last State InspectionMar 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
1,000 / 75
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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