2372 E Arbor Cir, Saint George, UT 84790 Property Records

Washington County property record for 2372 E Arbor Cir, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 6,372 sqft · built 2019
Lot Size	0.45 acres (19,602 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,605 (2025)
Deeds & Mortgages	Aug 2019 Loan Modification Jul 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SG-CLV-1-16`

Property Details

APN / Parcel Number

Primary APN	`SG-CLV-1-16`
Alternative APN	`0969425`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	6,372 sqft Living Area
Gross Area	8,565 sqft
Basement Area	1,599 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	19,602 sqft (0.45 acres)
Garage Type	Attached
Garage Area	2,047 sqft
Porch	Covered Slab
Porch Area	818 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0969425
Street Address	2372 E ARBOR CIR
City	SAINT GEORGE
State	UT
Zip	84790-1342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: COVE AT LITTLE VALLEY 1 (SG) LOT: 16
Legal Subdivision	COVE AT LITTLE VALLEY PH 1
Legal Lot Number	16
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1043
Census Tract	271702

Owner

Source: Washington County records, as of August 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2372 E ARBOR CIR, SAINT GEORGE, UT 84790-1342
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2019	Loan Modification, Mortgage ZIONS BK
Jul 17, 2019	Deed of Trust, Mortgage · Line of Credit STATE BK/STHRN UT
May 9, 2019	Deed of Trust, Mortgage · Line of Credit STATE BK/STHRN UT
Jan 23, 2018	Trustee's Deed, Construction Loan · Construction Mortgage ZIONS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2016
Deed Sale	Dec 15, 2016
Deed Document Number	201647829
Record Updated	Sep 20, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	WASHINGTON UT
Property Address	2372 E ARBOR CIR, ST GEORGE, UT 84790-1342
Document Number	0000033937
Instrument Date	Aug 1, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2372 E ARBOR CIR ST GEORGE UT 847901342, ST GEORGE, UT 84790-1342

Mortgage

Document Number	0000033937
Date	Aug 23, 2019
Instrument	33937

Lender

Name	ZIONS BK
Type	Bank
Address	GREENWOOD VILLAGE, CO 80111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2049

Interest

Rate Type	Adjustable Rate
Rate	4%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2372 E ARBOR CIR, ST GEORGE, UT 84790-1342
Document Number	0000028850
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 2, 2019
Title Company	RAMPART TITLE INSURANCE AGENCY, RAMPART TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2372 E ARBOR CIR ST GEORGE UT 847901342, ST GEORGE, UT 84790-1342

Mortgage

Document Number	0000028850
Date	Jul 22, 2019
Instrument	28850

Lender

Name	STATE BK/STHRN UT
Type	Bank
Address	SAINT GEORGE, UT 84770

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	2372 E ARBOR CIR, ST GEORGE, UT 84790-1342
Document Number	0000018710
Instrument Date	May 9, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	RAMPART TITLE INSURANCE AGENCY, RAMPART TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3195 E LIVIA DR ST GEORGE UT 847901219, ST GEORGE, UT 84790-1219

Mortgage

Document Number	0000018710
Date	May 14, 2019
Instrument	18710

Lender

Name	STATE BK/STHRN UT
Type	Bank
Address	SAINT GEORGE, UT 84770

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	WASHINGTON UT
Recording Date	Jan 23, 2018
Property Address	2372 E ARBOR CIR, ST GEORGE, UT 84790-1342
Instrument Date	Jan 23, 2018
Instrument	3265
Transaction Type	Construction Loan
Record Updated	Feb 6, 2018
Title Company	SOUTHERN UTAH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1866 S 2700 EAST CIR ST GEORGE UT 847907113, ST GEORGE, UT 84790-7113

Mortgage

Document Number	0000003265
Date	Jan 23, 2018
Instrument	3265

Lender

Name	ZIONS BK
Type	Bank
Address	SALT LAKE CITY, UT 84133

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: Washington County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$964,975 (-12.69%) Land $163,350 Building $801,625	$1,754,500 (-12.69%) Land $297,000 Building $1,457,500
2025	$6,605.00 (-10.69%)
2023	$7,396.00	$1,105,170	$2,009,400 Land $275,000 Building $1,734,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 78% of Utah
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Kayenta Technologies Fixed Wireless	100 / 20

May also be available: SC Broadband.

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