Montgomery County property record for 23716 Eli Ln, Gaithersburg, MD 20882
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,706 sqft · built 1974 |
| Lot Size | 0.792 acres (34,509 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $262,000 (Jul 1999) |
| Tax Bill | $5,744 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01622203 |
| Primary APN | 12-01622203 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 2,706 sqft Living Area |
| Gross Area | 3,028 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 722 sqft |
| Finished Basement | 722 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1974 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 34,509 sqft (0.792 acres) |
| Garage Type | Attached |
| Garage Area | 322 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 450 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 112 sqft |
| Deck Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 01622203 |
|---|---|
| Street Address | 23716 ELI LN |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20882-3002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RE2C |
| Legal Description | GARFIELD MANOR |
| Legal Subdivision | GARFIELD MANOR |
| Legal Block | B |
| Legal Lot Number | 13 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 12 |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 700206 |
Source: Montgomery County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 23716 ELI LN, GAITHERSBURG, MD 20882-3002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 16, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jul 28, 2017 | Deed of Trust, Mortgage · FHA Mortgage CENTURY LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 19, 1999 · Amount on Record |
| Deed Sale | Jul 19, 1999 · Amount on Record |
| Deed Document Number | 1999155636 |
| Deed Book / Page | 17305 / 404 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 23716 ELI LN, GAITHERSBURG, MD 20882-3002 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 23716 ELI LN, GAITHERSBURG, MD 20882-3002 |
| Document Number | 0644690199 |
|---|---|
| Date | Nov 3, 2021 |
| Book Page | 64469/199 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 23716 ELI LN, GAITHERSBURG, MD 20882-3002 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ARMOUR SETTLEMENT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0587000374 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 58700/374 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 23716 ELI LN, GAITHERSBURG, MD 20882-3002 |
| Document Number | 0598200091 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 22, 2020 |
| Title Company | ARMOUR SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23716 ELI LN GAITHERSBURG MD 208823002, GAITHERSBURG, MD 20882-3002 |
| Document Number | 0598200091 |
|---|---|
| Date | Jun 16, 2020 |
| Book Page | 059820/000091 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 15, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Property Address | 23716 ELI LN, GAITHERSBURG, MD 20882-3002 |
| Document Number | 0548310319 |
| Book / Page | 054831 / 000319 |
| Instrument Date | Jul 28, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURA |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23716 ELI LN GAITHERSBURG MD 208823002, GAITHERSBURG, MD 20882-3002 |
| Document Number | 0548310319 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 054831/000319 |
| Name | CENTURY LNDG |
|---|---|
| Address | LOUISVILLE, KY 40223 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 6, 2047 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $519,833 (+3.99%) | $539,800 (-) Land $223,100 Building $316,700 | |
| 2025 | $5,744.00 (+24.17%) | $499,867 (+9.37%) | $539,800 (+12.48%) Land $223,100 Building $316,700 |
| 2023 | $457,033 | $479,900 Land $212,600 Building $267,300 | |
| 2022 | $4,626.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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