Wayne County property record for 23712 Harvard St, Dearborn, MI 48124 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1955 |
| Square Footage | 1,188 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $120,000 (2002) |
| Tax Bill | $2,196.00 (2025) |
| Primary APN | 82-09-281-01-009 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,188 sqft Living Area |
| 1st Floor | 792 sqft 1st Floor |
| Basement Area | 792 sqft Basement |
| Unfinished Basement | 792 sqft Unfinished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Exterior Material | Brick Exterior |
| Construction Type | Frame Construction |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 180 ft x 40 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 396 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 23712 HARVARD ST |
|---|---|
| City | DEARBORN |
| State | MI |
| Zip | 48124-2542 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 7 MCKINNEYS SUB |
| Legal Subdivision | MCKINNEYS |
| Legal Lot Number | 7 |
| Jurisdiction | WAYNE MI |
| Minor Civil Division | DEARBORN |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 575100 |
Source: Wayne County records · APN 82-09-281-01-009
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23712 HARVARD ST, DEARBORN, MI 48124-2542 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit DFCU FINANCIAL |
| Aug 27, 2019 | Deed of Trust, Mortgage · Stand Alone Second Mortgage DFCU FINANCIAL |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 17, 2002 · Amount on Record |
| Deed Sale | May 17, 2002 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Recording Date | May 14, 2026 |
| Property Address | 23712 HARVARD ST, DEARBORN, MI 48124-2542 |
| Document Number | 0000183323 |
| Book / Page | 60285 / 1464 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 2026183323 |
| Transaction Type | Mortgage |
| Record Updated | Aug 04, 2026 |
| Title Company | DFCU TITLE AGENCY LLC, DFCU TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 23712 HARVARD ST, DEARBORN, MI 48124-2542 |
| Document Number | 0000183323, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 60285/1464 |
| Instrument | 2026183323 |
| Name | DFCU FINANCIAL |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNE MI |
| Property Address | 23712 HARVARD ST, DEARBORN, MI 48124-2542 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | DFCU TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0552390404 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 55239/0404 |
| Instrument | 2019251253 |
| Name | DFCU FINANCIAL |
|---|---|
| Type | Credit Union |
| Address | DEARBORN, MI 48126 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Aug 30, 2024 |
Source: Wayne County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Wayne County |
| Municipality | Dearborn City |
| Unified School District | Dearborn City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,196.00 (-15.6%) Homeowner's exemption | $94,600 (+50.88%) | $189,200 (+50.88%) |
| 2023 | $62,700 | $125,400 | |
| 2019 | $2,602.00 |
23712 Harvard St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Wayne County (26163C), updated May 25, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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