2371 Gold Mine Rd, Ely, MN 55731 Property Records

St. Louis County property record for 2371 Gold Mine Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	1 bd · 384 sqft · built 1999
Lot Size	29.1 acres (1,268,903 sqft)
Owner	Individual Name on Record
Last Sale	$90,500 (Jan 2020)
Tax Bill	$1,402 (2026)
Deeds & Mortgages	Jun 2022 Transfer Jan 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`465-0040-04045`

Property Details

APN / Parcel Number

Primary APN	`465-0040-04045`
Alternative APNs	`1129461` `1147056`

Interior

Bedrooms	1 Bed
Stories	1 Story
Building Area	384 sqft Gross Area
1st Floor Area	256 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Frame
Lot Area	1,268,903 sqft (29.1 acres)

Exterior Amenities

Porch	Patio
Porch Area	96 sqft
Deck Area	48 sqft
Storage Building	96 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	1147056
Street Address	2371 GOLD MINE RD
City	ELY
State	MN
Zip	55731-8063
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Local Zoning Code	FAM
Legal Description	THAT PART OF NE1/4 OF SE1/4 & SE1/4 OF SE1/4LYING WLY & NLY OF THE FOLLOWING DESCRIBEDLINE COMM AT NE COR OF NE1/4 OF SE1/4
Legal Range	13W
Legal Township	63N
Legal Section	25
Legal Subdivision	MORSE TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	MORSE
Census Block Group	1
Census Block	1029
Census Tract	15401

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	112 CHARLES ST, KRAMER, ND 58748-5200
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 10, 2020	Warranty Deed, Transfer · Conventional Mortgage ELY AREA CU
Jan 10, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 11, 2017	Deed with Mortgage, Transfer NICOLE M CHOWEN-STOTT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Prior Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	20201371176
Last Transfer Date	May 31, 2022
Transfer Doc	0001444777
Record Updated	Sep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jun 8, 2022
Property Address	2371 GOLD MINE RD, ELY, MN 55731-8063
Document Number	0001444777
Instrument Date	May 31, 2022
Instrument	1444777
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2371 GOLD MINE RD, ELY, MN 55731-8063

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 10, 2020
Property Address	2371 GOLD MINE RD, ELY, MN 55731-8063
Document Number	00A1371176
Instrument Date	Jan 6, 2020
Instrument	A1371176
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	NORTHEAST TITLE COMPANY, NORTHEAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	257 N STH AVE E ELY MN 55731, ELY, MN 55731

Mortgage

Document Number	A1371177
Date	Jan 10, 2020
Instrument	A1371177

Lender

Name	ELY AREA CU
Type	Credit Union
Address	ELY, MN 55731

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 9, 2040

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Jan 10, 2020
Property Address	2371 GOLD MINE RD, ELY, MN 55731-8063
Document Number	00A1371175
Instrument Date	Dec 31, 2019
Instrument	A1371175
Transaction Type	Transfer
Record Updated	Feb 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$413.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2371 GOLD MINE RD ELY MN 557318063, ELY, MN 55731-8063

August 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	ST LOUIS MN
Recording Date	Aug 11, 2017
Property Address	2371 GOLD MINE RD, ELY, MN 55731-8063
Instrument Date	Jul 21, 2017
Instrument	A1315248
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$412.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2371 GOLD MINE RD ELY MN 557318063, ELY, MN 55731-8063

Mortgage

Document Number	00A1315248
Date	Aug 11, 2017
Instrument	A1315248

Lender

Name	NICOLE M CHOWEN-STOTT
Address	110 S L ST, LIVINGSTON, MT 59047-2818
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 10, 2022

Interest

Rate	7%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Morse Township
Unified School District	Ely Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,402.00 (-2.5%)
2025	$1,438.00 (+11.3%)	$166,600 (+10.04%) Land $116,000 Building $50,600	$166,600 (+10.04%) Land $116,000 Building $50,600
2024	$1,292.00	$151,400 (+24.2%) Land $108,300 Building $43,100	$151,400 (+24.2%) Land $108,300 Building $43,100
2022		$121,900 Land $87,100 Building $34,800	$121,900 Land $87,100 Building $34,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 87% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Treehouse Broadband Fixed Wireless	598 / 196
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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