23701 Westbridge Dr, Henderson, MD 21640 Property Records

Caroline County property record for 23701 Westbridge Dr, Henderson, MD 21640

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,352 sqft · built 1994
Lot Size	2.1 acres (91,476 sqft)
Owner	2 Individual Names on File
Last Sale	$500,000 (May 2022)
Tax Bill	$5,037 (2026)
Deeds & Mortgages	Feb 2023 Second Mortgage May 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-029723`

Property Details

APN / Parcel Number

Primary APN	`02-029723`
Alternative APNs	`2029723` `029723`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	2,352 sqft Total Area

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	91,476 sqft (2.1 acres)
Garage Type	Mixed
Garage Area	1,752 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	760 sqft
Deck Area	456 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	029723
Street Address	23701 WESTBRIDGE DR
City	HENDERSON
State	MD
Zip	21640-1241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.102 AC L-6 S/S WESTBRIDGE DRIVE N OF RIDGELY
Legal Subdivision	WESTBRIDGE
Legal Lot Number	6
Jurisdiction	CAROLINE MD
Township / Civil Division	2, GREENSBORO
Census Block Group	1
Census Block	1022
Census Tract	955100

Owner

23701 Westbridge Dr is owned and occupied by two individuals who bought it in May 2022.

Source: Caroline County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23701 WESTBRIDGE DR, HENDERSON, MD 21640-1241
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
May 23, 2022	Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 23, 2022 · Amount on File
Deed Sale	May 23, 2022 · Amount on File
Prior Sale	Jun 10, 2015 · Amount on File
Deed Book / Page	1575 / 316
Transfer Doc	0005310353
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAROLINE MD
Property Address	23701 WESTBRIDGE DR, HENDERSON, MD 21640-1241
Transaction Type	Mortgage
Record Updated	Mar 22, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016170392
Date	Feb 28, 2023
Book Page	1617/392

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CAROLINE MD
Recording Date	May 23, 2022
Property Address	23701 WESTBRIDGE DR, HENDERSON, MD 21640-1241
Document Number	0015750316
Book / Page	1575 / 316
Map Reference	CAB 6 PL 174-AA
Instrument Date	May 20, 2022
Transaction Type	Transfer
Record Updated	Jun 6, 2022
Title Company	EASTERN MT TITLE COMPANY, EASTERN SHORE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23701 WESTBRIDGE DR, HENDERSON, MD 21640-1241

Mortgage

Document Number	0001575322
Date	May 23, 2022
Instrument	1575-322

Lender

Name	DIRECT MORTGAGE LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 23701 Westbridge Dr was $5,037, up 4.6% from the year before.

Source: Caroline County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Caroline County
Unified School District	Caroline County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,037.00 (+4.63%)	$464,300 (+6.64%)	$493,200 (-) Land $95,400 Building $397,800
2025	$4,814.00	$435,400	$493,200 Land $95,400 Building $397,800
2023	$4,263.00	$390,433	$406,500 Land $95,400 Building $311,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23701 Westbridge Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1999–2011)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23701 Westbridge Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

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