23700 N Ray Rd, Lodi, CA 95242 Property Records

San Joaquin County property record for 23700 N Ray Rd, Lodi, CA 95242

Property Summary

Property TypeVineyard
Lot Size40 acres (1,742,400 sqft)
OwnerCompany Name on File
Last Sale$577,654 (Aug 2025)
Tax Bill$2,634 (2026)
Deeds & MortgagesJul 2017 Mortgage
Jun 2020 Mortgage
+ 4 more
Flood ZoneZone AO (high risk)
APN003-040-150-000

Property Details

APN / Parcel Number

Primary APN003-040-150-000
Alternative APN
  • 003-040-15

Exterior

Lot Area1,742,400 sqft (40 acres)

Location & Zoning

Old Parcel Number003-040-15
Street Address23700 N RAY RD
CityLODI
StateCA
Zip95242
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Vineyard
Local Zoning CodeAG40
Legal Block2
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionLODI
Census Block Group2
Census Block2001
Census Tract4106

Owner

23700 N Ray Rd, an agricultural property, is owned by a company that bought it in August 2025.

Source: San Joaquin County records, as of October 13, 2026

Owner of RecordCompany Name on File
Mailing Address30814 AVENUE 9, MADERA, CA 93637-9154
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2017Deed of Trust, Mortgage · Commercial Mortgage
COMMUNITY BUSINESS BANK
Jun 22, 2020Deed of Trust, Mortgage · Commercial Mortgage
SUNCREST BANK
Dec 30, 2020Deed of Trust, Mortgage · Commercial Mortgage
FARMERS & MERCHANTS BANK
Dec 30, 2020Deed of Trust, Mortgage · Line of Credit
FARMERS & MERCHANTS BANK OF CENTRAL CA
May 22, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Jul 10, 2018Deed of Trust, Mortgage
FRANK LORETZ

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 7, 2025 · Amount on File
Deed SaleAug 7, 2025 · Amount on File
Prior SaleJun 13, 2017 · Amount on File
Deed Document Number202566388
Prior Transfer DateMay 8, 2019
Prior Transfer Doc0000052466
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address23700 N RAY RD, LODI, CA 95242
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000079805
DateJul 14, 2017
Instrument2017-079805
Lender
NameCOMMUNITY BUSINESS BANK
TypeBank
AddressLODI, CA 95242
Agreement
TypeCommercial Mortgage
AmountAmount on Record

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address23700 N RAY RD, LODI, CA 95242
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072928
DateJun 22, 2020
Instrument2020-072928
Lender
NameSUNCREST BANK
TypeBank
AddressVISALIA, CA 93291
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address23700 N RAY RD, LODI, CA 95242
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000184800
DateDec 30, 2020
Instrument2020-184800
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressLODI, CA 95241
Agreement
TypeCommercial Mortgage
AmountAmount on Record

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address23700 N RAY RD, LODI, CA 95242
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000184801
DateDec 30, 2020
Instrument2020-184801
Lender
NameFARMERS & MERCHANTS BANK OF CENTRAL CA
TypeBank
AddressLODI, CA 95241
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN JOAQUIN CA
Recording DateMay 22, 2019
Property Address23700 N RAY RD, LODI, CA 95242
Document Number0000052466
Instrument DateMay 8, 2019
Instrument52466
Transaction TypeTransfer
Record UpdatedJun 5, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address23430 N RAY RD LODI CA 952429489, LODI, CA 95242-9489

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address23700 N RAY RD, LODI, CA 95242
Document Number0000076701
Instrument DateJul 10, 2018
Transaction TypeMortgage
Record UpdatedJul 20, 2018
Title CompanyORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address23430 N RAY RD LODI CA 952429489, LODI, CA 95242-9489

Mortgage

Document Number0000076701
DateJul 12, 2018
Instrument76701
Lender
NameFRANK LORETZ
Address10884 FRANKLIN BLVD, ELK GROVE, CA 95757-9760
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 23700 N Ray Rd was $2,634, down 30.2% from the year before.

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
Unified School DistrictLodi Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,634.00 (-30.15%)
2025$3,771.00$331,999 Land $207,114 Building $124,885
2023$4,076.00 (+4.46%)$360,353 Land $223,495 Building $136,858
2022$3,902.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 23700 N Ray Rd in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AO
high risk · sheet flow 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 63 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies63 in force
Nearby Flood Claims2 (1983–1984)
Claims Outside the SFHA2 of 2
Most Recent ClaimJan 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23700 N Ray Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Matrix Broadband
Fixed Wireless
400 / 80
Softcom Internet Communications
Fixed Wireless
400 / 50
unWired Broadband
Fixed Wireless
400 / 50
DigitalPath
Fixed Wireless
200 / 20
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on N Ray Rd

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