Lincoln County property record for 2370 Seagull Dr, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 2,748 sqft · built 2017 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $310,000 (Nov 2017) |
| Tax Bill | $3,364 (2026) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4604-78-9726 |
| Primary APN | 4604-78-9726 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 2,748 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Custom Design |
| Lot Area | 7,187 sqft (0.165 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 265261 |
|---|---|
| Street Address | 2370 SEAGULL DR |
| City | DENVER |
| State | NC |
| Zip | 28037-7874 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R CU |
| Legal Description | #25LT COVINGTON@LN P3A M1 |
| Legal Subdivision | COVINGTON AT LAKE NORMAN SUBDIVISION |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 71203 |
2370 Seagull Dr is owned and occupied by two individuals who bought it in November 2017.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2370 SEAGULL DR, DENVER, NC 28037-7874 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 23, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 12, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Mar 4, 2021 | Deed of Trust, Mortgage · VA Mortgage ACCELERATE MORTGAGE LLC |
| Nov 22, 2017 | Grant Deed, Subdivision Related Transfer SOUTH ST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2017 · Amount on File |
| Deed Sale | Nov 22, 2017 · Amount on File |
| Deed Document Number | 2017571012 |
| Deed Book / Page | 2708 / 76 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2370 SEAGULL DR, DENVER, NC 28037-7874 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2370 SEAGULL DR, DENVER, NC 28037-7874 |
| Document Number | 0003479465 |
|---|---|
| Date | Feb 23, 2026 |
| Book Page | 3479/465 |
| Instrument | 705744 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2370 SEAGULL DR, DENVER, NC 28037-7874 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 2370 SEAGULL DR, DENVER, NC 28037-7874 |
| Document Number | 0003304428 |
|---|---|
| Date | Feb 12, 2024 |
| Book Page | 3304/428 |
| Instrument | 676919 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 2370 SEAGULL DR, DENVER, NC 28037-7874 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2021 |
| Title Company | CLIENTFIRST TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 3014549 |
|---|---|
| Date | Mar 4, 2021 |
| Book Page | 3014/549 |
| Instrument | 626546 |
| Name | ACCELERATE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, DE 19713 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Nov 22, 2017 |
| Property Address | 2370 SEAGULL DR, DENVER, NC 28037-7874 |
| Document Number | 270876 |
| Book / Page | 002708 / 000076 |
| Instrument Date | Nov 21, 2017 |
| Instrument | 571012 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 3, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $620.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2370 SEAGULL DR DENVER NC 280377874, DENVER, NC 28037-7874 |
| Document Number | 270878 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 002708/000078 |
| Instrument | 571013 |
| Name | SOUTH ST BK |
|---|---|
| Type | Bank |
| Address | N CHARLESTON, SC 29406 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Nov 21, 2047 |
The 2026 property tax bill for 2370 Seagull Dr was $3,364.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,364.00 | $529,564 Land $82,000 Building $447,564 | $529,564 Land $82,000 Building $447,564 |
| 2023 | $3,313.00 | $529,564 Land $82,000 Building $447,564 | $529,564 Land $82,000 Building $447,564 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2370 Seagull Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2370 Seagull Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · above 48% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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