2370 Ocean St, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 2370 Ocean St, Oceano, CA 93445 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,496 sqft · built 1952
Lot Size	0.23 acres (10,020 sqft)
Owner	2 Company Names on File
Last Sale	$615,000 (May 2021)
Tax Bill	$7,366 (2025)
Deeds & Mortgages	Jun 2026 Sale Jun 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`062-099-004`

Property Details

APN / Parcel Number

Primary APN	`062-099-004`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,496 sqft Living Area
1st Floor Area	1,496 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Wood
Lot Area	10,020 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	2370 OCEAN ST
City	OCEANO
State	CA
Zip	93445-8903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TN OCEANO BL 23 LT 5 TO 7
Legal Subdivision	MAP NO.2 OF THE TOWN OF OCEANO
Legal Block	23
Legal Lot Number	5
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	2
Census Block	2020
Census Tract	12202

Owner

Source: San Luis Obispo County records · APN 062-099-004

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	2370 OCEAN ST, OCEANO, CA 93445-8903
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2026	Grant Deed, Transfer ACCOMMODATION/COURTESY RECORDI
Jun 15, 2026	Grant Deed, Transfer · Line of Credit SELCO CREDIT UNION
May 28, 2021	Grant Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Oct 16, 2020	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 16, 2020	Affidavit of Death, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2021 · Amount on Record
Deed Sale	May 28, 2021 · Amount on Record
Prior Sale	Oct 16, 2020 · Amount on Record
Deed Document Number	202139518
Last Transfer Date	Oct 01, 2024
Transfer Doc	0000030903
Record Updated	Sep 20, 2026

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 16, 2026
Property Address	2370 OCEAN ST, OCEANO, CA 93445-8903
Document Number	0000018823
Instrument Date	Jun 09, 2026
Instrument	202618823
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	ACCOMMODATION/COURTESY RECORDI

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	2370 OCEAN ST, OCEANO, CA 93445-8903

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Jun 15, 2026
Property Address	2370 OCEAN ST, OCEANO, CA 93445-8903
Document Number	0000018688
Instrument Date	Jun 09, 2026
Instrument	202618688
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2370 OCEAN ST, OCEANO, CA 93445-8903

Mortgage

Document Number	0000018689,
Date	Jun 15, 2026
Instrument	202618689

Lender

Name	SELCO CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	May 28, 2021
Property Address	2370 OCEAN ST, OCEANO, CA 93445-8903
Document Number	0000039518
Map Reference	MB A PG 148
Instrument Date	Apr 21, 2021
Instrument	2021039518
Transaction Type	Transfer
Record Updated	Jun 09, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2370 OCEAN ST, OCEANO, CA 93445-8903

Mortgage

Document Number	0000039519
Date	May 28, 2021
Instrument	2021039519

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 16, 2020
Property Address	2370 OCEAN ST, OCEANO, CA 93445-8903
Document Number	0000058002
Instrument Date	Sep 28, 2020
Instrument	58002
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Tax	$176.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2370 OCEAN ST OCEANO CA 934458903, OCEANO, CA 93445-8903

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Oct 16, 2020
Property Address	2370 OCEAN ST, OCEANO, CA 93445-8903
Document Number	0000058001
Instrument Date	Sep 28, 2020
Instrument	58001
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	2360 OCEAN ST OCEANO CA 934458903, OCEANO, CA 93445-8903

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$679,007 (+2%) Land $469,233 Building $209,774
2025	$7,366.00 (+4.63%)	$665,694 (+4.04%) Land $460,033 Building $205,661
2023	$7,040.00 (+1.48%) Homeowner's exemption	$639,846 Land $442,170 Building $197,676
2022	$6,937.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060790122022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 487 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Surfnet Communications	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Radiate Holdings, Ranch WiFi, T-Mobile USA, Peak WiFi, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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