237 Winston Ln, Inlet Beach, FL 32461 Property Records

Walton County property record for 237 Winston Ln, Inlet Beach, FL 32461

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,891 sqft · built 2009
Lot Size	0.121 acres (5,271 sqft)
Owner	Company Name on Record
Last Sale	$3,425,000 (Dec 2022)
Tax Bill	$23,980 (2024)
Deeds & Mortgages	Dec 2022 Sale & Second Mortgage Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-3S-18-16120-000-0070`

Property Details

APN / Parcel Number

Primary APN	`36-3S-18-16120-000-0070`
Alternative APN	`1082981`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	2,891 sqft Living Area
Gross Area	3,818 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2009
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	5,271 sqft (0.121 acres)
Lot Dimensions	13.2 ft deep x 4 ft wide
Garage Type	Finished
Garage Area	325 sqft
Porch	Porch
Porch Area	602 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1082981
Street Address	237 WINSTON LN
City	INLET BEACH
State	FL
Zip	32461-7256
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BARBERY COAST S/D PB 15-12 OR 2406-1113 OR 2800-2495 OR 2961-2598 OR 3024-3344 OR 3163-986 OR 3275-4344
Legal Range	18W
Legal Township	03S
Legal Section	36
Legal Subdivision	BARBERY COAST S/D
Legal Lot Number	7 16
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1033
Census Tract	950611

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4171 GLACIER POINT CT, PROSPER, TX 75078-9055
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage BANK OF THE WEST
Jan 3, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Oct 7, 2020	Warranty Deed, Transfer · Conventional Mortgage KEY BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 2022 · Amount on Record
Deed Sale	Dec 19, 2022 · Amount on Record
Prior Sale	Oct 7, 2020 · Amount on Record
Deed Document Number	20220053797
Deed Book / Page	3275 / 4344
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Dec 19, 2022
Property Address	237 WINSTON LN, INLET BEACH, FL 32461-7256
Document Number	0032754344
Book / Page	3275 / 4344
Map Reference	MB 15 PG 12
Instrument Date	Dec 14, 2022
Instrument	20220053797
Transaction Type	Transfer
Record Updated	Jan 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23,975.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5350 EAGLESTON BLVD, WESLEY CHAPEL, FL 33544-8840

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4171 GLACIER POINT CT, PROSPER, TX 75078-9055

Mortgage

Document Number	0032754348
Date	Dec 19, 2022
Instrument	3275/4348

Lender

Name	BANK OF THE WEST
Type	Bank

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALTON FL
Property Address	237 WINSTON LN, INLET BEACH, FL 32461-7256
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030300032
Date	Jan 3, 2017
Book Page	3030/0032
Instrument	0000006

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Oct 7, 2020
Property Address	237 WINSTON LN, INLET BEACH, FL 32461-7256
Document Number	0031630986
Book / Page	3163 / 986
Map Reference	MB 15 PG 12
Instrument Date	Sep 29, 2020
Instrument	20200039683
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	COASTAL TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,925.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6409 JOHNSON CHAPEL CIR, 6409, BRENTWOOD, TN 37027-5673

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1808 RUSTLING BROOK CT, SOUTHLAKE, TX 76092-8322

Mortgage

Document Number	0003163988
Date	Oct 7, 2020
Instrument	3163/988

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Oct 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Prime Rate
Margin	3
Max Rate	7.37%

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,568,697 (-3.54%) Land $906,250 Building $1,662,447	$2,568,697 (-3.54%) Land $906,250 Building $1,662,447
2024	$23,980.00 (-0.9%)
2023	$24,197.00 (+29.68%)	$2,663,038 (+14.72%) Land $906,250 Building $1,756,788	$2,663,038 (+14.72%) Land $906,250 Building $1,756,788
2022	$18,659.00	$2,321,305 Land $920,496 Building $1,400,809	$2,321,305 Land $920,496 Building $1,400,809

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 846 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,737 units insured incl. 891 condo units
Nearby Flood Claims	9 (2004–2020)
Claims Outside the SFHA	4 of 9
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 2 claims Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 100 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Mediacom Xtream Fiber · Cable	2,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: WOW Internet, Cable & Phone.

Cell Coverage

5G (outdoors only) and 4G LTE

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