237 Windsor Forest Cir, Fletcher, NC 28732 Property Records

Henderson County property record for 237 Windsor Forest Cir, Fletcher, NC 28732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,320 sqft · built 1995
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$568,000 (Jul 2026)
Tax Bill	$2,051 (2025)
Deeds & Mortgages	Jul 2026 Sale Mar 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9653018608`

Property Details

APN / Parcel Number

Primary APN	`9653018608`
Alternative APNs	`00965301860855` `9954968`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,320 sqft Heated Area
1st Floor Area	1,028 sqft
Upper Floors Area	1,028 sqft
Attic	Attic
Attic Area	264 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,651 sqft (0.52 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	261 sqft
Patio Area	248 sqft
Canopy	10 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	9954968
Street Address	237 WINDSOR FOREST CIR
City	FLETCHER
State	NC
Zip	28732-9691
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	9954968~R-
Legal Description	WINDSOR FOREST LO20 PHI PL1994-1775
Legal Subdivision	WINDSOR FOREST (OTH)
Legal Phase	1
Legal Block	1
Legal Lot Number	8608
Jurisdiction	HENDERSON NC
Township / Civil Division	HOOPERS CREEK
Census Block Group	3
Census Block	3002
Census Tract	930600

Owner

237 Windsor Forest Cir is owned and occupied by two individuals who bought it in July 2026.

Source: Henderson County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	237 WINDSOR FOREST CIR, FLETCHER, NC 28732-9691
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit MOUNTAIN CU
Oct 25, 2017	Warranty Deed, Transfer · Conventional Mortgage BEVERLY HANKS MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on File
Deed Sale	Jul 28, 2026 · Amount on File
Prior Sale	Oct 25, 2017 · Amount on File
Deed Document Number	20261053306
Deed Book / Page	4470 / 446
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Jul 28, 2026
Property Address	237 WINDSOR FOREST CIR, FLETCHER, NC 28732-9691
Document Number	0001053306
Book / Page	4470 / 446
Instrument Date	Jul 24, 2026
Instrument	20261053306
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$114,736.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 WINDSOR FOREST CIR, FLETCHER, NC 28732-9691

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON NC
Property Address	237 WINDSOR FOREST CIR, FLETCHER, NC 28732-9691
Transaction Type	Mortgage
Record Updated	May 8, 2023
Title Company	STEWART TITLE, STEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040200025
Date	Mar 6, 2023
Book Page	4020/25
Instrument	1000994426

Lender

Name	MOUNTAIN CU
Type	Credit Union
Address	WAYNESVILLE, NC 28786

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON NC
Recording Date	Oct 25, 2017
Property Address	237 WINDSOR FOREST CIR, FLETCHER, NC 28732-9691
Document Number	0031200445
Book / Page	3120 / 445
Instrument Date	Oct 25, 2017
Transaction Type	Transfer
Record Updated	May 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	273 WINDSOR FOREST CIR, FLETCHER, NC 28732-9691

Mortgage

Document Number	0031200448
Date	Oct 25, 2017
Book Page	3120/448
Instrument	872645

Lender

Name	BEVERLY HANKS MORTGAGE SERVICES
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 237 Windsor Forest Cir was $2,051.

Source: Henderson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Henderson County
Municipality	Fletcher Town
Unified School District	Henderson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$476,000 (-) Land $75,000 Building $401,000
2025	$2,051.00	$476,000 Land $75,000 Building $401,000
2023		$476,000 Land $75,000 Building $401,000	$476,000 Land $75,000 Building $401,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 Windsor Forest Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	14 units insured incl. 9 condo units
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 Windsor Forest Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Spectrum.

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