237 Windjammer W, Emerald Isle, NC 28594 Property Records

Carteret County property record for 237 Windjammer W, Emerald Isle, NC 28594

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,552 sqft · built 1993
Lot Size0.154 acres (6,708 sqft)
OwnerIndividual Name on Record
Last Sale$399,000 (Apr 2020)
Tax Bill$2,673 (2025)
Deeds & MortgagesFeb 2020 Line of Credit
Apr 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN5373.15.64.0569000

Property Details

APN / Parcel Number

Primary APN5373.15.64.0569000
Alternative APNs
  • 276833
  • 557835
  • 36205

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,552 sqft Heated Area
Gross Area1,946 sqft
1st Floor Area216 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialWood
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area6,708 sqft (0.154 acres)
Lot Dimensions65 ft deep x 65 ft wide
Garage TypeFinished
Garage Area224 sqft
Parking Spaces1 Parking Space
Deck Area152 sqft
Utility Building146 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelElectric

Location & Zoning

Account Number36205
Street Address237 WINDJAMMER W
CityEMERALD ISLE
StateNC
Zip28594-7185
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL88 LANDS END
Legal SubdivisionLANDS END
Legal Block64
Legal Lot Number88
JurisdictionCARTERET NC
Township / Civil DivisionWHITE OAK
Census Block Group2
Census Block2005
Census Tract970904

Owner

Source: Carteret County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address237 WINDJAMMER W, EMERALD ISLE, NC 28594-7185
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 19, 2020Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Apr 23, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 23, 2020 · Amount on Record
Deed SaleApr 23, 2020 · Amount on Record
Prior SaleJul 13, 2012 · Amount on Record
Deed Document Number20201669478
Deed Book / Page1669 / 478
Prior Transfer DateSep 29, 2016
Prior Transfer Doc0015560377
Record UpdatedOct 29, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTERET NC
Property Address237 WINDJAMMER W, EMERALD ISLE, NC 28594-7185
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySTEWART TTL GUARANTY NON CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0016630323
DateFeb 19, 2020
Book Page1663/323
Instrument1663323
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARTERET NC
Recording DateApr 23, 2020
Property Address237 WINDJAMMER W, EMERALD ISLE, NC 28594-7185
Document Number0016690478
Book / Page1669 / 478
Map ReferenceMB 11 PG 73
Instrument DateApr 22, 2020
Instrument1669478
Transaction TypeTransfer
Record UpdatedSep 16, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$798.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address203 ALBATROSS CT, 203, EMERALD ISLE, NC 28594-7100

Transferred To (Grantee/Buyer)

NameVerified Name
Address237 WINDJAMMER W, EMERALD ISLE, NC 28594-7185

Mortgage

Document Number1669479
DateApr 23, 2020
Instrument1669-479
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Tax Assessment & Valuation

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCarteret County
MunicipalityEmerald Isle Town
Unified School DistrictCarteret County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$678,812 (-) Land $316,404 Building $362,408$678,812 (-) Land $316,404 Building $362,408
2025$2,673.00 (+38.5%)$678,812 (+99.48%) Land $316,404 Building $362,408$678,812 (+99.48%) Land $316,404 Building $362,408
2023$340,297 Land $183,500 Building $156,797$340,297 Land $183,500 Building $156,797
2022$1,930.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 604 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,140 units insured
incl. 536 condo units
Nearby Flood Claims86 (1996–2024)
Claims Outside the SFHA27 of 86
Most Recent ClaimSep 2024 · Potential Tropical Cyclone Eight
Claims by Event
  • Hurricane Florence, Sep 2018 · 68 claims
  • Hurricane Irene, Aug 2011 · 2 claims
  • Hurricane Ophelia, Sep 2005 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBOGUE BANKS WATER CORPORATION
private · serves 4,995 people · EPA ID NC0416028
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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