Jessamine County property record for 237 Winding Way, Wilmore, KY 40390
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,073 sqft |
| Lot Size | 0.173 acres (7,554 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $235,000 (Jun 2025) |
| Tax Bill | $1,978 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jun 2025 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 024-30-06-005.00 |
| Primary APN | 024-30-06-005.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,073 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Lot Area | 7,554 sqft (0.173 acres) |
| Heating Fuel | Electric |
|---|
| Street Address | 237 WINDING WAY |
|---|---|
| City | WILMORE |
| State | KY |
| Zip | 40390-1434 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 24 |
| Legal Subdivision | THE MEADOW |
| Legal Lot Number | 24 |
| Jurisdiction | JESSAMINE KY |
| Township / Civil Division | WILMORE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 60401 |
237 Winding Way is owned by two individuals who bought it in June 2025.
Source: Jessamine County records, as of August 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1441 FOREST LN, RICHMOND, KY 40475-3635 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 3, 2026 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING |
| Jun 24, 2025 | Deed, Transfer · VA Mortgage RUOFF MORTGAGE COMPANY INC |
| Jul 14, 2022 | Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE CORP |
| May 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO |
| Jun 23, 2020 | Grant Deed, Transfer · FHA Mortgage HOMETOWN LNDRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2025 · Amount on File |
| Deed Sale | Jun 24, 2025 · Amount on File |
| Prior Sale | Jul 14, 2022 · Amount on File |
| Deed Document Number | 2025538997 |
| Deed Book / Page | 887 / 778 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Aug 3, 2026 |
| Property Address | 237 WINDING WAY, WILMORE, KY 40390-1434 |
| Document Number | 0000578303 |
| Book / Page | 1650 / 366 |
| Instrument Date | Jun 25, 2026 |
| Instrument | 2026578303 |
| Transaction Type | Mortgage |
| Record Updated | Aug 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 237 WINDING WAY, WILMORE, KY 40390-1434 |
| Document Number | 0000578303, |
|---|---|
| Date | Aug 3, 2026 |
| Book Page | 1650/366 |
| Instrument | 2026578303 |
| Name | PLANET HOME LENDING |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.53% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Jun 24, 2025 |
| Property Address | 237 WINDING WAY, WILMORE, KY 40390-1434 |
| Document Number | 0000538997 |
| Book / Page | D887 / 778 |
| Map Reference | CAB 4 SL 175-B |
| Instrument Date | Jun 23, 2025 |
| Instrument | 538997 |
| Transaction Type | Transfer |
| Record Updated | Dec 25, 2025 |
| Title Company | BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $235.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 237 WINDING WAY, WILMORE, KY 40390-1434 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 237 WINDING WAY, WILMORE, KY 40390-1434 |
| Mail Care Of | PARKER RELL STANLEY AND RACHEL ENDICOTT |
| Document Number | 0000539000 |
|---|---|
| Date | Jun 24, 2025 |
| Instrument | 539000 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Jul 14, 2022 |
| Property Address | 237 WINDING WAY, WILMORE, KY 40390-1434 |
| Document Number | 0000419661 |
| Book / Page | D847 / 312 |
| Map Reference | CAB 4 SL 175-B |
| Instrument Date | Jun 30, 2022 |
| Instrument | 419661 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | CLEAR TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $189.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 204 S LEXINGTON AVE, 204, WILMORE, KY 40390-1239 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 237 WINDING WAY, WILMORE, KY 40390-1434 |
| Document Number | 0000419663 |
|---|---|
| Date | Jul 14, 2022 |
| Instrument | 419663 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Property Address | 237 WINDING WAY, WILMORE, KY 40390-1434 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000354390 |
|---|---|
| Date | May 26, 2017 |
| Book Page | M1287/326 |
| Instrument | 354390 |
| Name | CENTRAL BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LEXINGTON, KY 40507 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jun 1, 2037 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | JESSAMINE KY |
| Recording Date | Jun 23, 2020 |
| Property Address | 237 WINDING WAY, WILMORE, KY 40390-1434 |
| Document Number | 0000389324 |
| Book / Page | 000809 / 000954 |
| Instrument Date | Jun 4, 2020 |
| Instrument | 389324 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2020 |
| Title Company | LAND GROUP R/E TITLE AND CLOSINGS, LAND GROUP R/E TITLE & CLOSING |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $134.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 237 WINING WAY WILMORE KY 40390, WILMORE, KY 40390 |
| Document Number | 389325 |
|---|---|
| Date | Jun 23, 2020 |
| Book Page | 001407/000801 |
| Instrument | 389325 |
| Name | HOMETOWN LNDRS |
|---|---|
| Address | HUNTSVILLE, AL 35806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 22, 2050 |
The 2025 property tax bill for 237 Winding Way was $1,978.
Source: Jessamine County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Jessamine County |
| Municipality | Wilmore City |
| Unified School District | Jessamine County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,978.00 | $189,000 Land $30,000 Building $159,000 | $189,000 Land $30,000 Building $159,000 |
| 2023 | $2,007.00 | $189,000 Land $30,000 Building $159,000 | $189,000 Land $30,000 Building $159,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 237 Winding Way in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 237 Winding Way is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILMORE WATER WORKS serves 5,762 people · EPA ID KY0570010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 307 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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