237 White Ln, Pheba, MS 39755 Property Records

Clay County property record for 237 White Ln, Pheba, MS 39755

Property Summary

Property Type	Mobile Home
Details	1,216 sqft · built 1994
Lot Size	1 acres (43,560 sqft)
Owner	Individual on Record
Tax Bill	$90 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`068 34 0050200`

Property Details

APN / Parcel Number

Primary APN	`068 34 0050200`

Interior

Building Area	1,216 sqft Finished Area
1st Floor Area	1,216 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Mobile Home
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	237 WHITE LN
City	PHEBA
State	MS
Zip	39755-8527
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S 34 T 21 R 13 PT E 1/2 NW 1/4 SW 1/4 DB 201/241
Legal Range	13E
Legal Township	21
Legal Section	34
Jurisdiction	CLAY MS
Township / Civil Division	5
Census Block Group	2
Census Block	2012
Census Tract	950200

Owner

Source: Clay County assessment roll, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	189 WHITE LN, PHEBA, MS 39755-8528
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2024	Deed of Trust, Mortgage COMMUNITY MORTGAGE & LOAN INC
Oct 26, 2022	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE & LOAN
Dec 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MORTGAGE & LOAN
Mar 1, 2021	Deed of Trust, Mortgage COMMUNITY MORTGAGE & LOAN INC
Jul 16, 2020	Deed of Trust, Mortgage COMMUNITY MORTGAGE & LOAN INC
Sep 25, 2018	Deed of Trust, Mortgage COMMUNITY MORTGAGE & LOAN

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	237 WHITE LN, PHEBA, MS 39755-8527
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 WHITE LN, PHEBA, MS 39755-8527

Mortgage

Document Number	0LM559/620
Date	Jan 19, 2024
Book Page	LM 559/620
Instrument	2024000220

Lender

Name	COMMUNITY MORTGAGE & LOAN INC
Address	TUPELO, MS 38802

Agreement

Amount	Amount Recorded
Term	48 Months
Due	Jan 4, 2028

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	237 WHITE LN, PHEBA, MS 39755-8527
Transaction Type	Mortgage
Record Updated	Nov 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000313/555
Date	Oct 26, 2022
Book Page	313/555
Instrument	2022005481

Lender

Name	COMMUNITY MORTGAGE & LOAN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Dec 2, 2025

Interest

Rate Type	Fixed Rate

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	237 WHITE LN, PHEBA, MS 39755-8527
Transaction Type	Mortgage
Record Updated	Jan 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000540/320
Date	Dec 20, 2021
Book Page	540/320
Instrument	2021006640

Lender

Name	COMMUNITY MORTGAGE & LOAN
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	48 Months
Due	Dec 16, 2025

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	237 WHITE LN, PHEBA, MS 39755-8527
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	530/895
Date	Mar 1, 2021
Book Page	530/895
Instrument	2021000690

Lender

Name	COMMUNITY MORTGAGE & LOAN INC
Address	TUPELO, MS 38802

Agreement

Amount	Amount Recorded
Term	37 Months
Due	Apr 1, 2024

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	237 WHITE LN, PHEBA, MS 39755-8527
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0524/000155
Date	Jul 16, 2020
Book Page	0524/000155
Instrument	2020003712

Lender

Name	COMMUNITY MORTGAGE & LOAN INC
Address	TUPELO, MS 38802

Agreement

Amount	Amount Recorded
Term	25 Months
Due	Aug 13, 2022

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MS
Property Address	237 WHITE LN, PHEBA, MS 39755-8527
Transaction Type	Mortgage
Record Updated	Nov 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	507/733
Date	Sep 25, 2018
Book Page	507/733
Instrument	2018005576

Lender

Name	COMMUNITY MORTGAGE & LOAN
Address	TUPELO, MS 38802

Agreement

Amount	Amount Recorded
Term	25 Months
Due	Oct 13, 2020

Tax Assessment & Valuation

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Clay County
Unified School District	West Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$90.00 (-48.86%)	$1,587 (-) Land $675 Building $912	$10,580 (-) Land $4,500 Building $6,080
2024		$1,587 (-) Land $675 Building $912	$10,580 (-) Land $4,500 Building $6,080
2023	$176.00 (+1.15%) Additional exemption filed	$1,587 Land $675 Building $912	$10,580 Land $4,500 Building $6,080
2022	$174.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 60% of Mississippi
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
4-County Fiber Fiber	1,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

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