237 Western Ave, Waterloo, IA 50701 Property Records

Black Hawk County property record for 237 Western Ave, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,852 sqft · built 1909
Lot Size	0.129 acres (5,600 sqft)
Owner	Trust Name on Record
Last Sale	$48,000 (Mar 2023)
Tax Bill	$1,339 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Mar 2023 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`8913-26-302-017`

Property Details

APN / Parcel Number

Primary APN	`8913-26-302-017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,852 sqft Living Area
1st Floor Area	672 sqft
Basement Area	672 sqft
Finished Basement	200 sqft
Unfinished Basement	672 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	5,600 sqft (0.129 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	237 WESTERN AVE
City	WATERLOO
State	IA
Zip	50701-2633
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITNEY AND SEDGWICKS ADDITION NW 40 FT LOT 12 BLK 3
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	WHITNEY AND SEDGWICKS ADDITION
Legal Block	3
Legal Lot Number	12
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	1
Census Block	1012
Census Tract	300

Owner

Source: Black Hawk County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	253 WESTERN AVE, WATERLOO, IA 50701-2633
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2023	Land Contract, Transfer · Land Contract NOT AVAILABLE
Mar 10, 2023	Warranty Deed, Transfer
Feb 17, 2021	Warranty Deed, Transfer TITLE SERVICES GROUP, TITLE SERVICES CORP
Jan 9, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 10, 2023 · Amount on Record
Deed Sale	Mar 10, 2023 · Amount on Record
Prior Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	202312361
Record Updated	Oct 29, 2026

March 2023: Land Contract, Transfer

Document Type	Land Contract
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 10, 2023
Property Address	237 WESTERN AVE, WATERLOO, IA 50701-2633
Document Number	202300012362
Instrument Date	Mar 8, 2023
Instrument	202300012362
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 WESTERN AVE, WATERLOO, IA 50701-2633

Mortgage

Date	Mar 10, 2023

Lender

Name	NOT AVAILABLE

Agreement

Type	Land Contract
Amount	Amount Recorded

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Mar 10, 2023
Property Address	237 WESTERN AVE, WATERLOO, IA 50701-2633
Document Number	202300012361
Instrument Date	Mar 7, 2023
Instrument	202300012361
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Tax	$76.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	315 MORRELL AVE, EVANSDALE, IA 50707-1032
Investor	Possibly a Property Investor

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Feb 17, 2021
Property Address	237 WESTERN AVE, WATERLOO, IA 50701-2633
Document Number	202100017327
Instrument Date	Feb 16, 2021
Instrument	202100017327
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	TITLE SERVICES GROUP, TITLE SERVICES CORP

Transaction

Amount	Amount Recorded
Tax	$47.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 WESERN AVE, WASHBURN, IA 50702

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jan 9, 2018
Property Address	237 WESTERN AVE, WATERLOO, IA 50701-2633
Document Number	201800011696
Instrument Date	Dec 26, 2017
Instrument	2018-00011696
Transaction Type	Transfer
Record Updated	Oct 20, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3646 LOOP AVE, WATERLOO, IA 50703

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,339.00 (+19.66%) Homeowner's exemption	$71,390 (+15.42%) Land $6,000 Building $65,390	$71,390 (+15.42%) Land $6,000 Building $65,390
2024	$1,119.00 (+0.81%)
2023		$61,850 (+22.35%) Land $6,000 Building $55,850	$61,850 (+22.35%) Land $6,000 Building $55,850
2022	$1,110.00	$50,550 Land $6,000 Building $44,550
2021			$50,550 Land $6,000 Building $44,550

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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