Eagle County property record for 237 Water St, Red Cliff, CO 81649
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,321 sqft · built 2021 |
| Lot Size | 0.094 acres (4,095 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $225,000 (Sep 2017) |
| Tax Bill | $7,224 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Sep 2017 Sale & Line of Credit |
| Flood Zone | Zone AO (high risk) |
| APN | R054989 |
| Primary APN | R054989 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,321 sqft Living Area |
| Gross Area | 3,113 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 4,095 sqft (0.094 acres) |
| Porch | Porch |
| Porch Area | 172 sqft |
| Patio Area | 72 sqft |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Account Number | R054989 |
|---|---|
| Old Parcel Number | 220519104054 |
| Street Address | 237 WATER ST |
| City | RED CLIFF |
| State | CO |
| Zip | 81649 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: RED CLIFF BLOCK: M LOT: 28 AND:- LOT: 29, SUBDIVISION: RED CLIFF LOT: 27, WEST 1/2 (NORTH) OF TOGETHER WITH PART |
| Legal Subdivision | RED CLIFF |
| Legal Block | M |
| Legal Lot Number | 28,29 |
| Jurisdiction | EAGLE CO |
| Township / Civil Division | MINTURN-RED CLIFF |
| Census Block Group | 1 |
| Census Block | 1115 |
| Census Tract | 600 |
Source: Eagle County records, as of March 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 102 CORNELIA AVE, SAINT LOUIS, MO 63122-4813 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA |
| Sep 1, 2017 | Warranty Deed, Transfer · Line of Credit BANK OF EDWARDSVILLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 1, 2017 · Amount on Record |
| Deed Sale | Sep 1, 2017 · Amount on Record |
| Prior Sale | May 15, 2003 |
| Deed Document Number | 201716907 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EAGLE CO |
| Property Address | 237 WATER ST, RED CLIFF, CO 81649 |
| Transaction Type | Mortgage |
| Record Updated | May 25, 2022 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 102 CORNELIA AVE, SAINT LOUIS, MO 63122-4813 |
| Document Number | 0000008878 |
|---|---|
| Date | May 17, 2022 |
| Instrument | 202208878 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 373 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.14% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.14% |
| Max Rate At Change | 9.14% |
| Index | Other |
| Margin | 3 |
| Max Rate | 9.14% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAGLE CO |
| Recording Date | Sep 1, 2017 |
| Property Address | 237 WATER ST, RED CLIFF, CO 81649 |
| Document Number | 0000016907 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 16907 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2019 |
| Title Company | TITLE COMPANY/THE ROCKIES INC, TITLE CO/THE ROCKIES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 15 WASHINGTON TER ST LOUIS MO 631121913, ST LOUIS, MO 63112-1913 |
| Document Number | 17196 |
|---|---|
| Date | Sep 1, 2017 |
| Instrument | 17196 |
| Name | BANK OF EDWARDSVILLE |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Eagle County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Eagle County |
| Municipality | Red Cliff Town |
| Unified School District | Eagle County School District RE 50 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,224.00 (+269.51%) | $85,320 (+251.11%) Land $8,520 Building $76,800 | $1,365,170 (+276.37%) Land $136,360 Building $1,228,810 |
| 2023 | $1,955.00 | $24,300 Land $8,670 Building $15,630 | $362,720 Land $129,460 Building $233,260 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (1987–2019) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2019 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 42% of Colorado |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RED CLIFF serves 469 people · EPA ID CO0119671 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Vero Fiber Fixed Wireless | 75 / 75 |
| CenturyLink DSL | 10 / 1 |
No cell data coverage reported
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