237 W Washington St, Monroe, IN 46772 Property Records

Adams County property record for 237 W Washington St, Monroe, IN 46772

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,304 sqft · built 1953
Lot Size	0.344 acres (15,000 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Oct 2024)
Tax Bill	$1,002 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-08-04-201-024.000-011`

Property Details

APN / Parcel Number

Primary APN	`01-08-04-201-024.000-011`
Alternative APNs	`01708000003200` `02000440343`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,304 sqft Living Area
1st Floor Area	1,304 sqft

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	15,000 sqft (0.344 acres)
Lot Dimensions	125 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	02000440343
Street Address	237 W WASHINGTON ST
City	MONROE
State	IN
Zip	46772-9641
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LIBY'S 1ST ADD LOT 10
Legal Subdivision	LIBYS 1ST ADD
Legal Lot Number	10
Jurisdiction	ADAMS IN
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1027
Census Tract	30500

Owner

237 W Washington St is owned and occupied by an individual who bought it in October 2024.

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	237 W WASHINGTON ST, MONROE, IN 46772-9641
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC
Jan 6, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 28, 2024 · Amount on File
Deed Sale	Oct 28, 2024 · Amount on File
Prior Sale	Oct 5, 2023 · Amount on File
Deed Document Number	202444625
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	237 W WASHINGTON ST, MONROE, IN 46772-9641
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023001190
Date	Apr 19, 2023
Instrument	2023001190

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	9 Months
Due	Jan 12, 2024

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Oct 2, 2023
Property Address	237 W WASHINGTON ST, MONROE, IN 46772-9641
Document Number	2023003367
Instrument Date	Oct 2, 2023
Instrument	2023003367
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 W WASHINGTON ST, MONROE, IN 46772-9641

Mortgage

Document Number	2023003368
Date	Oct 2, 2023
Instrument	2023003368

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Jan 6, 2020
Property Address	237 W WASHINGTON ST, MONROE, IN 46772-9641
Document Number	202020000081
Instrument Date	Jan 6, 2020
Instrument	202020000081
Transaction Type	Transfer
Record Updated	Nov 17, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202020000082
Date	Jan 6, 2020
Instrument	202020000082

Lender

Name	FIRST BANK OF BERNE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 237 W Washington St was $1,002 with a homeowner's exemption, up 2.1% from the year before.

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Monroe Township
Municipality	Monroe Town
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,002.00 (+2.14%) Homeowner's exemption	$136,400 Land $22,300 Building $114,100	$136,400 Land $22,300 Building $114,100
2024	$981.00 (+7.92%)
2023	$909.00 (+20.88%)	$117,400 (+5.1%) Land $22,300 Building $95,100	$117,400 (+5.1%) Land $22,300 Building $95,100
2022	$752.00	$111,700 Land $22,300 Building $89,400	$111,700 Land $22,300 Building $89,400
2020	$613.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 237 W Washington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 237 W Washington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONROE WATER DEPARTMENT serves 872 people · EPA ID IN5201004
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber, Watch TV.

Cell Coverage

5G (outdoors only) and 4G LTE

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