St. Louis County property record for 237 W Owatonna St, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,484 sqft · built 1964 |
| Lot Size | 0.344 acres (14,991 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Nov 2019) |
| Tax Bill | $5,810 (2026) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Jul 2019 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0620-01220 |
| Primary APN | 010-0620-01220 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,484 sqft Gross Area |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 728 sqft |
| Finished Basement | 728 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 14,991 sqft (0.344 acres) |
| Garage Type | Basement |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 224 sqft |
| Deck Area | 492 sqft |
| Storage Building | 96 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 1081704 |
|---|---|
| Street Address | 237 W OWATONNA ST |
| City | DULUTH |
| State | MN |
| Zip | 55803-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 10 & 11 SERIAL # |
| Legal Subdivision | COLMANS ADD TO DULUTH |
| Legal Block | 5 |
| Legal Lot Number | 10-11 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 100 |
237 W Owatonna St is owned and occupied by an individual who bought it in November 2019.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 237 W OWATONNA ST, DULUTH, MN 55803-1744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage US BK |
| Jul 1, 2019 | Warranty Deed, Transfer STEWART TITLE |
| Dec 12, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2019 · Amount on File |
| Deed Sale | Nov 26, 2019 · Amount on File |
| Prior Sale | Jul 1, 2019 · Amount on File |
| Deed Document Number | 20191017944 |
| Prior Transfer Date | Aug 31, 2017 |
| Prior Transfer Doc | 000T993073 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 26, 2019 |
| Property Address | 237 W OWATONNA ST, DULUTH, MN 55803-1744 |
| Document Number | 00T1017944 |
| Instrument Date | Nov 22, 2019 |
| Instrument | T1017944 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $990.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 237 W OWATONNA ST DULUTH MN 558031744, DULUTH, MN 55803-1744 |
| Document Number | T1017945 |
|---|---|
| Date | Nov 26, 2019 |
| Instrument | T1017945 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 25, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jul 1, 2019 |
| Property Address | 237 W OWATONNA ST, DULUTH, MN 55803-1744 |
| Document Number | 00T1011961 |
| Instrument Date | Jun 28, 2019 |
| Instrument | T1011961 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,023.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 325 S LAKE AVE #702 DULUTH MN 558022650, 702, DULUTH, MN 55802-2650 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 12, 2017 |
| Property Address | 237 W OWATONNA ST, DULUTH, MN 55803-1744 |
| Document Number | 000T993073 |
| Instrument Date | Aug 31, 2017 |
| Instrument | T993073 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 W OWATONNA ST DULUTH MN 558031744, DULUTH, MN 55803-1744 |
The 2026 property tax bill for 237 W Owatonna St was $5,810 with a homeowner's exemption, up 5.1% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,810.00 (+5.14%) Homeowner's exemption | ||
| 2025 | $5,526.00 (+3.91%) Homeowner's exemption | $456,300 (+10.89%) Land $43,200 Building $413,100 | $456,300 (+10.89%) Land $43,200 Building $413,100 |
| 2024 | $5,318.00 | $411,500 Land $45,300 Building $366,200 | $411,500 Land $45,300 Building $366,200 |
| 2022 | $351,500 Land $52,600 Building $298,900 | $351,500 Land $52,600 Building $298,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 237 W Owatonna St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 237 W Owatonna St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 78% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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