Clinton County property record for 237 W Oak St, Ovid, MI 48866
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,568 sqft · built 1994 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $146,000 (Sep 2022) |
| Tax Bill | $1,725 (2025) |
| Deeds & Mortgages | Sep 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 580-012-300-005-01 |
| Primary APN | 580-012-300-005-01 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 40,075 sqft (0.92 acres) |
| Lot Dimensions | 214 ft deep x 186 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 30 sqft |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 237 W OAK ST |
|---|---|
| City | OVID |
| State | MI |
| Zip | 48866-9712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-2 |
| Legal Description | BEG ON S LN OF OAK ST 313.5 FT W OF SW COR OF GRATIOT & OAK STS, TH S 214 FT, W 186.5 FT, N 214 FT, E 186.5 FT TO BEG. |
| Legal Subdivision | VILLAGE OVID |
| Jurisdiction | CLINTON MI |
| Township / Civil Division | OVID |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 11001 |
237 W Oak St is owned and occupied by two individuals who bought it in September 2022.
Source: Clinton County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 237 W OAK ST, OVID, MI 48866-9712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2022 · Amount on File |
| Deed Sale | Sep 27, 2022 · Amount on File |
| Prior Sale | Sep 27, 2012 · Amount on File |
| Deed Document Number | 20225329431 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLINTON MI |
| Recording Date | Sep 27, 2022 |
| Property Address | 237 W OAK ST, OVID, MI 48866-9712 |
| Document Number | 0005329431 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 5329431 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2024 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,095.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 237 W OAK ST, OVID, MI 48866-9712 |
| Name | Verified Name |
|---|---|
| Address | 142 W WILLIAMS ST, OVID, MI 48866-9808 |
| Document Number | 0005329432 |
|---|---|
| Date | Sep 27, 2022 |
| Instrument | 5329432 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2052 |
The 2025 property tax bill for 237 W Oak St was $1,725 with a homeowner's exemption, down 30.6% from the year before.
Source: Clinton County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Clinton County |
| Municipality | Ovid City |
| Unified School District | Ovid-Elsie Area Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,000 (+16.52%) Land $23,800 Building $55,200 | $158,000 (+16.52%) Land $47,600 Building $110,400 | |
| 2025 | $1,725.00 (-30.56%) Homeowner's exemption | $67,800 Land $12,500 Building $55,300 | $135,600 Land $25,000 Building $110,600 |
| 2024 | $2,484.00 (+85.65%) | ||
| 2023 | $1,338.00 Homeowner's exemption | $55,200 | $110,400 |
| 2022 | $1,338.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 237 W Oak St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 3, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Oct 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 237 W Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OVID serves 1,612 people · EPA ID MI0005100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: DayStarr.
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