237 W Main St, Georgetown, KY 40324 Property Records

Scott County property record for 237 W Main St, Georgetown, KY 40324

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,920 sqft
Owner	Individual Name on Record
Last Sale	$310,000 (Jul 2022)
Tax Bill	$2,761 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`166-30-129.000`

Property Details

APN / Parcel Number

Primary APN	`166-30-129.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,920 sqft Living Area
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Exterior Material	Composition/Composite
Foundation Type	Stone
Garage Type	Detached
Garage Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	237 W MAIN ST
City	GEORGETOWN
State	KY
Zip	40324-1360
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY GEO 51
Jurisdiction	SCOTT KY
Township / Civil Division	GEORGETOWN
Census Block Group	2
Census Block	2013
Census Tract	40102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Main Street Historic District listed 1985 · 21 contributing resources · NRIS 85003491

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Scott County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	237 W MAIN ST, GEORGETOWN, KY 40324-1360
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Prior Sale	Apr 13, 2015 · Amount on Record
Deed Document Number	457075
Deed Book / Page	D435 / 671
Record Updated	Jun 8, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SCOTT KY
Recording Date	Jul 25, 2022
Property Address	237 W MAIN ST, GEORGETOWN, KY 40324-1360
Document Number	00D435/671
Book / Page	D435 / 671
Instrument Date	Jul 14, 2022
Instrument	457075
Transaction Type	Transfer
Record Updated	Mar 26, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	231 DELAWARE DR, GEORGETOWN, KY 40324-1430

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	237 W MAIN ST, GEORGETOWN, KY 40324-1360

Mortgage

Document Number	0000457076
Date	Jul 25, 2022
Instrument	457076

Lender

Name	BANK OF THE BLUEGRASS & TRUST CO
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2052

Tax Assessment & Valuation

Source: Scott County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Scott County
Municipality	Georgetown City
Unified School District	Scott County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,761.00 (-1.74%)	$310,000 (-)	$310,000 (-)
2023	$2,810.00 (+72.29%)	$310,000 (+64.89%) Land $45,000 Building $265,000	$310,000 (+64.89%) Land $45,000 Building $265,000
2022	$1,631.00	$188,000 Land $45,000 Building $143,000	$188,000 Land $45,000 Building $143,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	5 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30