237 W 46th Ave, Gary, IN 46408 Property Records

Lake County property record for 237 W 46th Ave, Gary, IN 46408

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,696 sqft · built 1925
Lot Size0.305 acres (13,329 sqft)
OwnerIndividual Name on Record
Last Sale$62,500 (Oct 2011)
Tax Bill$1,228 (2024)
Deeds & MortgagesMay 2017 Mortgage
May 2017 Loan Modification
Flood ZoneZone X (minimal risk)
APN001-25-46-0051-0008

Property Details

APN / Parcel Number

Primary APN001-25-46-0051-0008
Alternative APNs
  • 45-08-33-230-003.000-004
  • 254600510008

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms3 Rooms
Stories2 Stories
Building Area1,696 sqft Living Area
Basement Area928 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Construction TypeWood
Roof MaterialAsphalt
Lot Area13,329 sqft (0.305 acres)
Lot Dimensions178 ft deep x 75 ft wide
Garage TypeDetached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-46-0051-0008
Old Parcel Number254600510008
Street Address237 W 46TH AVE
CityGARY
StateIN
Zip46408-3907
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMORNINGSIDE ADD. L.54
Legal SubdivisionMORNINGSIDE ADDITION TO GARY
Legal Lot Number54
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2016
Census Tract12500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Morningside Historic District
listed 2009 · 100 contributing resources · NRIS 09000758

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address237 W 46TH AVE, GARY, IN 46408-3907
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 31, 2017Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
May 31, 2017Loan Modification, Mortgage · FHA Mortgage
PACIFIC UNION FIN'L

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2011 · Amount on Record
Deed SaleOct 28, 2011 · Amount on Record
Deed Document Number2011 060083
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address237 W 46TH AVE, GARY, IN 46408-3907
Document Number0000047777
Instrument DateMay 31, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address237 W 46TH AVE GARY IN 464083907, GARY, IN 46408-3907

Mortgage

Document Number0000047777
DateAug 2, 2017
Instrument47777
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

May 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionLAKE IN
Property Address237 W 46TH AVE, GARY, IN 46408-3907
Document Number0000048154
Instrument DateMay 31, 2017
Transaction TypeMortgage
Record UpdatedAug 17, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address237 W 46TH AVE GARY IN 464083907, GARY, IN 46408-3907

Mortgage

Document Number0000048154
DateAug 3, 2017
Instrument48154
Lender
NamePACIFIC UNION FIN'L
TypeFunding / Finance Company
AddressFARMERS BRANCH, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 2, 2047
Interest
Rate TypeFixed Rate
Rate4.37%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$142,400 (+46.8%) Land $22,400 Building $120,000$142,400 (+46.8%) Land $22,400 Building $120,000
2024$1,228.00 (+41.15%)
2023$97,000 (+25.97%) Land $21,400 Building $75,600$97,000 (+25.97%) Land $21,400 Building $75,600
2022$870.00 Homeowner's exemption$77,000 Land $11,900 Building $65,100$77,000 Land $11,900 Building $65,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims3 (2014–2016)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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