237 Via del Cerrito, Encinitas, CA 92024 Property Records

San Diego County property record for 237 Via del Cerrito, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,345 sqft · built 2017
Lot Size	0.5 acres (21,780 sqft)
Owner	Company Name on Record
Last Sale	$3,480,000 (Apr 2023)
Tax Bill	$42,163 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`259-231-04-00`

Property Details

APN / Parcel Number

Primary APN	`259-231-04-00`
Alternative APN	`2592309200`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,345 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	21,780 sqft (0.5 acres)
Garage Type	Carport
Carport	Carport

Location & Zoning

Old Parcel Number	2592309200
Street Address	237 VIA DEL CERRITO
City	ENCINITAS
State	CA
Zip	92024-4310
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR2
Legal Description	PAR 3 TR PM03495
Legal Subdivision	CITY/ENCINITAS
Legal Tract	3495
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1008
Census Tract	17104

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	237 VIA DEL CERRITO, ENCINITAS, CA 92024-4310
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2023	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Oct 8, 2021	Intrafamily Transfer, Transfer
Oct 8, 2021	Intrafamily Transfer, Transfer
Oct 2, 2019	Deed of Trust, Mortgage · ARM JPMORGAN CHASE BANK NA
Aug 24, 2020	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Apr 26, 2018	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 28, 2017	Trustee's Deed, Construction Loan · Construction Mortgage PACIFIC WSTRN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Aug 24, 2020 · Amount on Record
Deed Document Number	2023103072
Prior Transfer Date	Aug 13, 2015
Prior Transfer Doc	0000431966
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 20, 2023
Property Address	237 VIA DEL CERRITO, ENCINITAS, CA 92024-4310
Document Number	0000103072
Map Reference	PG 3495
Instrument Date	Mar 21, 2023
Instrument	2023-0103072
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	237 VIA DEL CERRITO, ENCINITAS, CA 92024-4310

Mortgage

Document Number	0000103073
Date	Apr 20, 2023
Instrument	2023-0103073

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	May 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2021
Property Address	237 VIA DEL CERRITO, ENCINITAS, CA 92024-4310
Document Number	0000703523
Map Reference	PG 3495
Instrument Date	Sep 25, 2021
Instrument	2021-0703523
Transaction Type	Transfer
Record Updated	Oct 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	237 VIA DEL CERRITO, ENCINITAS, CA 92024-4310

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 8, 2021
Property Address	237 VIA DEL CERRITO, ENCINITAS, CA 92024-4310
Document Number	0000703524
Map Reference	PG 3495
Instrument Date	Sep 25, 2021
Instrument	2021-0703524
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	237 VIA DEL CERRITO, ENCINITAS, CA 92024-4310

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	237 VIA DEL CERRITO, ENCINITAS, CA 92024-4310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000437270
Date	Oct 2, 2019
Instrument	2019-0437270

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Oct 1, 2029
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.62%
Index	1-Year LIBOR
Max Rate	8.62%

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 24, 2020
Property Address	237 VIA DEL CERRITO, ENCINITAS, CA 92024-4310
Document Number	0000479828
Map Reference	PG 3495
Instrument Date	Jul 28, 2020
Instrument	2020-0479828
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	237 VIA DEL CERRITO, ENCINITAS, CA 92024-4310

Mortgage

Document Number	0000479829
Date	Aug 24, 2020
Instrument	2020-0479829

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.5%
Index	1-Year LIBOR
Max Rate	7.5%

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2018
Property Address	237 VIA DEL CERRITO, ENCINITAS, CA 92024-4310
Document Number	0000166995
Map Reference	PG 3495
Instrument Date	Apr 3, 2018
Instrument	2018-0166995
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIRST AMERICAN TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	237 VIA DEL CERRITO, ENCINITAS, CA 92024-4310

Mortgage

Document Number	0000166996
Date	Apr 26, 2018
Instrument	2018-0166996

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

February 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 28, 2017
Property Address	237 VIA DEL CERRITO, ENCINITAS, CA 92024-4310
Instrument Date	Feb 10, 2017
Instrument	92977
Transaction Type	Construction Loan
Record Updated	Mar 6, 2017
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4407 MANCHESTER AVE #203-A ENCINITAS CA 920247901, 203-A, ENCINITAS, CA 92024-7901

Mortgage

Document Number	0000092977
Date	Feb 28, 2017
Instrument	92977

Lender

Name	PACIFIC WSTRN BK
Type	Bank
Address	401 W A ST, SAN DIEGO, CA 92101-7901

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,050,003 (+7.41%) Land $2,653,020 Building $1,396,983
2025	$42,163.00 (+34.35%) Homeowner's exemption	$3,770,592 (+31.79%) Land $2,601,000 Building $1,169,592
2023	$31,384.00	$2,861,100 Land $2,132,820 Building $728,280
2022	$31,384.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OLIVENHAIN MWD serves 86,458 people · EPA ID CA3710029
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Cox Communications, GeoLinks, Ting, Verizon.

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