237 Veranda Ridge Dr, Lugoff, SC 29078 Property Records

Kershaw County property record for 237 Veranda Ridge Dr, Lugoff, SC 29078

Property Summary

Property Type	Single Family Home
Details	3,272 sqft · built 2020
Lot Size	0.65 acres (28,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$304,665 (Jun 2021)
Tax Bill	$2,068 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Dec 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`294-00-03-024-SJW`

Property Details

APN / Parcel Number

Primary APN	`294-00-03-024-SJW`
Alternative APN	`51434`

Interior

Stories	2 Stories
Building Area	3,272 sqft Gross Area

Exterior

Year Built	Built 2020
Exterior Material	Vinyl
Lot Area	28,314 sqft (0.65 acres)

Location & Zoning

Account Number	51434
Old Parcel Number	294-00-03-024 SJW
Street Address	237 VERANDA RIDGE DR
City	LUGOFF
State	SC
Zip	29078-7114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	QUAIL CREEK SUBDIV LOT 24
Legal Subdivision	QUAIL CREEK SUBDIV
Legal Lot Number	24
Jurisdiction	KERSHAW SC
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2001
Census Tract	970907

Owner

Source: Kershaw County records, as of November 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Co-owner	Co-owner on Record
Mailing Address	237 VERANDA RIDGE DR, LUGOFF, SC 29078-7114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Grant Deed, Subdivision Related Transfer · VA Mortgage CARDINAL FIN'L
Dec 20, 2019	Deed of Trust, Construction Loan · Line of Credit FIRST PALMETTO BK
Dec 16, 2019	Deed of Trust, Mortgage · Line of Credit FIRST PALMETTO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 8, 2021 · Amount on Record
Deed Sale	Jun 8, 2021 · Amount on Record
Deed Document Number	0004498144
Record Updated	Jun 8, 2026

May 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	KERSHAW SC
Recording Date	May 4, 2020
Property Address	237 VERANDA RIDGE DR, LUGOFF, SC 29078-7114
Document Number	0000003727
Book / Page	004213 / 000229
Instrument Date	Apr 24, 2020
Instrument	3727
Transaction Type	Subdivision Related Transfer
Record Updated	May 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$902.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	237 VERANDA RIDGE DR LUGOFF SC 29078, LUGOFF, SC 29078

Mortgage

Document Number	3728
Date	May 4, 2020
Book Page	004213/000233
Instrument	3728

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 3, 2050

December 2019: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Recording Date	Dec 20, 2019
Property Address	237 VERANDA RIDGE DR, LUGOFF, SC 29078-7114
Document Number	0000010279
Book / Page	004143 / 000101
Instrument Date	Dec 16, 2019
Instrument	10279
Transaction Type	Construction Loan
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR #1020 ELGIN SC 290457123, 1020, ELGIN, SC 29045-7123

Mortgage

Document Number	0000010279
Date	Dec 20, 2019
Book Page	004143/000101
Instrument	10279

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Dec 19, 2020

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KERSHAW SC
Property Address	237 VERANDA RIDGE DR, LUGOFF, SC 29078-7114
Document Number	0000005423
Instrument Date	Dec 16, 2019
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	161 PONTIAC BUSINESS CENTER DR #1020 ELGIN SC 290457123, 1020, ELGIN, SC 29045-7123

Mortgage

Document Number	0000005423
Date	Jun 24, 2020
Book Page	004246/000152
Instrument	5423

Lender

Name	FIRST PALMETTO BK
Type	Bank
Address	CAMDEN, SC 29020

Agreement

Type	Line of Credit

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Kershaw County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Kershaw County
Unified School District	Kershaw County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,068.00 (-0.53%)	$304,000 (-) Land $30,000 Building $274,000	$304,000 (-)
2023	$2,079.00	$304,000 Land $30,000 Building $274,000	$304,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 61% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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