237 Valley View Dr, Jefferson, NC 28640 Property Records

Ashe County property record for 237 Valley View Dr, Jefferson, NC 28640 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1,760 sqft · built 1989
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on File
Last Sale$340,000 (May 2026)
Tax Bill$1,491 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Jan 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN09263-001-709

Property Details

APN / Parcel Number

Primary APN09263-001-709
Alternative APN
  • 16851

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area1,760 sqft Heated Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Lot Area14,985 sqft (0.344 acres)

Location & Zoning

Account Number16851
Street Address237 VALLEY VIEW DR
CityJEFFERSON
StateNC
Zip28640-9625
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.344 A LOTS 196-199 BLK C VALLEY VIEW DRIVE (RURAL
Legal SubdivisionKNOLL VIEW SUBDIVISION
Legal BlockC
Legal Lot Number196-199
JurisdictionASHE NC
Township / Civil DivisionJEFFERSON
Census Block Group2
Census Block2011
Census Tract970502

Owner

Source: Ashe County records · APN 09263-001-709

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address237 VALLEY VIEW DR, JEFFERSON, NC 28640-9625
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOCAL GOVERNMENT FCU
Jan 08, 2024Deed of Trust, Mortgage · Line of Credit
LOCAL GOVERNMENT FCU
May 04, 2026Warranty Deed, Transfer · Conventional Mortgage
FIRST AMERICAN TITLE
Sep 04, 2015Warranty Deed, Transfer · ARM
LOCAL GOVERNMENT FCU
Apr 19, 2010Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 04, 2026 · Amount on Record
Deed SaleMay 04, 2026 · Amount on Record
Prior SaleSep 04, 2015 · Amount on Record
Deed Document Number20261942
Deed Book / Page584 / 1012
Prior Transfer DateApr 08, 2010
Prior Transfer Doc00407/2029
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address237 VALLEY VIEW DR, JEFFERSON, NC 28640-9625
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number000523/536
DateFeb 09, 2021
Book Page523/536
Instrument751
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051
Interest
Rate TypeAdjustable Rate
Rate3.37%
Type Change DateMar 01, 2026
Change Frequency5 Years
Min Rate At Change3.25%
Max Rate At Change5.37%
Index5-Year CMT
Max Rate9.37%

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address237 VALLEY VIEW DR, JEFFERSON, NC 28640-9625
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00559/1643
DateJan 08, 2024
Book Page559/1643
Instrument84
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateMay 04, 2026
Property Address237 VALLEY VIEW DR, JEFFERSON, NC 28640-9625
Document Number0000001942
Book / Page584 / 1012
Instrument DateApr 29, 2026
Instrument2026.1942
Transaction TypeTransfer
Record UpdatedMay 19, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$68,680.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address237 VALLEY VIEW DR, JEFFERSON, NC 28640-9625

Mortgage

Document Number00584/1015,
DateMay 04, 2026
Book Page584/1015
Instrument2026.1943
Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2056
Interest
Rate TypeFixed Rate
Rate6.22%
Initial TypeFixed Rate
Max Rate-1%

September 2015: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateSep 04, 2015
Property Address237 VALLEY VIEW DR, JEFFERSON, NC 28640-9625
Document Number00463/0713
Book / Page0463 / 0713
Map ReferenceMB 2 PG 4
Instrument DateAug 26, 2015
Instrument03699
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$235.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 186, KLEINFELTERSVILLE, PA 17039-0186

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 526, JEFFERSON, NC 28640-0526
InvestorPossibly a Property Investor

Mortgage

Document Number0000003700
DateSep 04, 2015
Instrument03700
Lender
NameLOCAL GOVERNMENT FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term361 Months
DueOct 01, 2045
Interest
Rate TypeAdjustable Rate
Rate4.25%
Change Frequency5 Years
Index5-Year CMT
Max Rate6%

April 2010: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateApr 19, 2010
Property Address237 VALLEY VIEW DR, JEFFERSON, NC 28640-9625
Document Number00407/2029
Book / Page0407 / 2029
Map ReferenceMB 2 PG 4
Instrument DateApr 08, 2010
Instrument2010-0001529
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address668 PENSACOLA LN, LAKE MARY, FL 32746-5145

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address668 PENSACOLA LN, LAKE MARY, FL 32746-5145

Tax Assessment & Valuation

Source: Ashe County records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
MunicipalityJefferson Town
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,491.00 (+4.78%)$193,700 (-) Land $25,000 Building $168,700$193,700 (-) Land $25,000 Building $168,700
2023$1,423.00 (+15.88%)$193,700 (+66.98%) Land $25,000 Building $168,700$193,700 (+66.98%) Land $25,000 Building $168,700
2022$1,228.00$116,000 Land $12,000 Building $104,000$116,000 Land $12,000 Building $104,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Ashe County (37009C), updated June 2, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370099705022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Most Recent ClaimMay 2024, river or lake flooding

Wildfire

Wildfire RiskLow
above 37% of the US · above 52% of North Carolina
Wildfire LikelihoodAbout 1 in 2,326 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 90 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Loretto Telephone CompanyFiber2,000 / 2,000
Optimum CommunicationsCable940 / 35
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Brightspeed. Availability varies by address; speeds are provider-advertised maximums, not measured.

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