237 Sunset Dr, Oak Harbor, WA 98277 Property Records

Island County property record for 237 Sunset Dr, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,721 sqft · built 2016
Lot Size	1.29 acres (56,192 sqft)
Owner	2 Individual Names on File
Last Sale	$425,000 (Jun 2020)
Tax Bill	$4,381 (2026)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S8265-02-03002-2`

Property Details

APN / Parcel Number

Primary APN	`S8265-02-03002-2`
Alternative APN	`403664`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,721 sqft Living Area
Gross Area	2,211 sqft
1st Floor Area	1,721 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Concrete
Foundation Type	Concrete
Roof Material	Asphalt
Lot Area	56,192 sqft (1.29 acres)
Garage Type	Attached
Garage Area	490 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	106 sqft
Storage Building	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Septic

Location & Zoning

Street Address	237 SUNSET DR
City	OAK HARBOR
State	WA
Zip	98277-7854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10
Legal Description	SUNSET RIDGE 2 LOT 2 BLK 3 EX W/2
Legal Subdivision	SUNSET RIDGE 2
Legal Block	3
Legal Lot Number	2
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	1
Census Block	1000
Census Tract	970300

Owner

Source: Island County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	237 SUNSET DR, OAK HARBOR, WA 98277-7854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2020	Warranty Deed, Transfer · Conventional Mortgage EVERGREEN MONEYSOURCE MORTGAGE CO
Mar 15, 2017	Warranty Deed, Transfer · ARM HOMESTREET BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2020 · Amount on File
Deed Sale	Jun 1, 2020 · Amount on File
Prior Sale	Mar 15, 2017 · Amount on File
Deed Document Number	20204487772
Prior Transfer Date	May 28, 2015
Prior Transfer Doc	0004386117
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Jun 1, 2020
Property Address	237 SUNSET DR, OAK HARBOR, WA 98277-7854
Document Number	0004487772
Map Reference	VOL 9 PG 60
Instrument Date	May 15, 2020
Instrument	4487772
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	CHICAGO TITLE CO OF WA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,805.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 SUNSET DR, OAK HARBOR, WA 98277-7854
Investor	Possibly a Property Investor

Mortgage

Document Number	0004487773
Date	Jun 1, 2020
Instrument	4487773

Lender

Name	EVERGREEN MONEYSOURCE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Interest

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Mar 15, 2017
Property Address	237 SUNSET DR, OAK HARBOR, WA 98277-7854
Document Number	0004418799
Map Reference	VOL9 PG60
Instrument Date	Mar 14, 2017
Instrument	4418799
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	LAND TITLE & ESCROW ISLAND C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,861.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 SUNSET DR, OAK HARBOR, WA 98277-7854

Mortgage

Document Number	0004418800
Date	Mar 15, 2017
Instrument	4418800

Lender

Name	HOMESTREET BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.12%
Index	1-Year LIBOR
Max Rate	8.12%

Tax Assessment & Valuation

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,381.00 (+11.53%)
2025		$565,248 (+0.75%) Land $210,000 Building $355,248	$565,248 (+0.75%) Land $210,000 Building $355,248
2023	$3,928.00	$561,025 (+6.48%) Land $200,000 Building $361,025	$561,025 (+6.48%) Land $200,000 Building $361,025
2022		$526,907 Land $200,000 Building $326,907	$526,907 Land $200,000 Building $326,907

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUNSET RIDGE COMMUNITY ASSN private · serves 140 people · EPA ID WA5386158
Water Source	Groundwater
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Astound Broadband, T-Mobile.

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