Jefferson County and Watertown City property record for 237 Stuart St, Watertown, NY 13601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,505 sqft · built 1920 |
| Lot Size | 0.114 acres (5,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,500 (Jun 2005) |
| Tax Bill | $1,489 (2026) |
| Deeds & Mortgages | May 2020 Mortgage |
| APN | 221800 3-09-206.000 |
| Primary APN | 221800 3-09-206.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,505 sqft Living Area |
| 1st Floor Area | 1,078 sqft |
| Upper Floors Area | 427 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,000 sqft (0.114 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 704 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 176 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 18108870 |
|---|---|
| Street Address | 237 STUART ST |
| City | WATERTOWN |
| State | NY |
| Zip | 13601-1616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 50X100 309206 |
| Legal Block | 9 |
| Legal Lot Number | 206.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 61300 |
Source: Jefferson County and Watertown City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 237 STUART ST, WATERTOWN, NY 13601-1616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2005 · Amount on Record |
| Deed Sale | Jun 3, 2005 · Amount on Record |
| Deed Book / Page | 2005 / 8141 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON NY |
| Property Address | 237 STUART ST, WATERTOWN, NY 13601-1616 |
| Document Number | 0000005265 |
| Instrument Date | May 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | BROWNELL ABSTRACT CORPORATION, BROWNELL ABS CORP |
| Name | Verified Name |
|---|---|
| Address | 237 STUART ST WATERTOWN NY 136011616, WATERTOWN, NY 13601-1616 |
| Document Number | 0000005265 |
|---|---|
| Date | May 13, 2020 |
| Instrument | 5265 |
| Name | WATERTOWN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | WATERTOWN, NY 13601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 12, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.12% |
Source: Jefferson County and Watertown City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| Municipality | Watertown City |
| Unified School District | Watertown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,489.00 (+3.91%) | ||
| 2025 | $1,433.00 | $78,400 (-) Land $8,300 Building $70,100 | $107,400 (+13.65%) Land $11,370 Building $96,030 |
| 2023 | $78,400 Land $8,300 Building $70,100 | $94,500 Land $10,004 Building $84,496 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–1981) |
| Most Recent Claim | Aug 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN CITY serves 27,861 people · EPA ID NY2202346 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Total trihalomethanes not recorded as resolved · Jan 2022 Haloacetic acids resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Westelcom Networks.
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