Somerset County and Watchung Borough property record for 237 Stirling Rd, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 3,405 sqft · built 1920 |
| Lot Size | 0.69 acres (30,056 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Apr 2021) |
| Tax Bill | $16,342 (2025) |
| Deeds & Mortgages | Apr 2021 Sale & Mortgage Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-02601-0000-00018 |
| Primary APN | 21-02601-0000-00018 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,405 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Construction Type | Frame |
| Lot Area | 30,056 sqft (0.69 acres) |
| Lot Dimensions | 277 ft deep x 110 ft wide |
| Account Number | S001 |
|---|---|
| Street Address | 237 STIRLING RD |
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-5908 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Block | 2601 |
| Legal Lot Number | 18 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 52300 |
237 Stirling Rd is owned and occupied by two individuals who bought it in April 2021.
Source: Somerset County and Watchung Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 237 STIRLING RD, WATCHUNG, NJ 07069-5908 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 1, 2021 | Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Jun 20, 2019 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2021 · Amount on File |
| Deed Sale | Apr 1, 2021 · Amount on File |
| Prior Sale | Dec 11, 1991 · Amount on File |
| Deed Document Number | 202121189 |
| Deed Book / Page | 7327 / 878 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | Apr 1, 2021 |
| Property Address | 237 STIRLING RD, WATCHUNG, NJ 07069-5908 |
| Document Number | 0000021189 |
| Book / Page | 7327 / 878 |
| Instrument Date | Feb 23, 2021 |
| Instrument | 2021021189 |
| Transaction Type | Transfer |
| Record Updated | Nov 5, 2021 |
| Title Company | HERITAGE ABSTRACT COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 418 WHITEWATER DR, 418, IRMO, SC 29063-7850 |
| Name | Verified Name |
|---|---|
| Address | 237 STIRLING RD, WATCHUNG, NJ 07069-5908 |
| Document Number | 0000021190 |
|---|---|
| Date | Apr 1, 2021 |
| Instrument | 2021021190 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 237 STIRLING RD, WATCHUNG, NJ 07069-5908 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000021413 |
|---|---|
| Date | Jun 20, 2019 |
| Book Page | 7125/2329 |
| Instrument | 2019021413 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 237 Stirling Rd was $16,342, up 6.1% from the year before.
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $886,900 (+5.94%) Land $319,500 Building $567,400 | $886,900 (+5.94%) Land $319,500 Building $567,400 | |
| 2025 | $16,342.00 (+6.14%) | $837,200 Land $298,500 Building $538,700 | $837,200 Land $298,500 Building $538,700 |
| 2024 | $15,396.00 | ||
| 2023 | $727,200 Land $255,500 Building $471,700 | $727,200 Land $255,500 Building $471,700 | |
| 2022 | $14,786.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 237 Stirling Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 15 (1978–2025) |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 237 Stirling Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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