237 Spruce St, Alcoa, TN 37701 Property Records

Blount County property record for 237 Spruce St, Alcoa, TN 37701

Property Summary

Property Type	Single Family Home
Details	1 ba · 958 sqft · built 1940
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on File
Last Sale	$247,900 (Mar 2025)
Tax Bill	$1,120 (2022)
Deeds & Mortgages	Mar 2025 Sale & Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`005037O E 01000`

Property Details

APN / Parcel Number

Primary APN	`005037O E 01000`
Alternative APN	`037O E 01000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	958 sqft Living Area
1st Floor Area	958 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1997
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	125 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	237 SPRUCE ST
City	ALCOA
State	TN
Zip	37701-2841
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Description	ROCK GARDENS REVISED 147
Legal Subdivision	ROCK GARDENS
Legal Lot Number	147
Jurisdiction	BLOUNT TN
Township / Civil Division	1
Census Block Group	1
Census Block	1011
Census Tract	10100

Owner

237 Spruce St is owned and occupied by two individuals who bought it in March 2025.

Source: Blount County records, as of December 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	237 SPRUCE ST, ALCOA, TN 37701-2841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2025	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVESTORS GROUP
Dec 29, 2020	Warranty Deed, Transfer · Conventional with PMI MOVEMENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 21, 2025 · Amount on File
Deed Sale	Mar 21, 2025 · Amount on File
Prior Sale	Dec 29, 2020 · Amount on File
Deed Document Number	20253004623
Deed Book / Page	2806 / 138
Prior Transfer Date	Dec 7, 2012
Prior Transfer Doc	0023421103
Record Updated	Jun 8, 2026

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT TN
Recording Date	Mar 21, 2025
Property Address	237 SPRUCE ST, ALCOA, TN 37701-2841
Document Number	0028060138
Book / Page	2806 / 138
Instrument Date	Mar 20, 2025
Instrument	3004623
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9.17
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 SPRUCE ST, ALCOA, TN 37701-2841

Mortgage

Document Number	0003004624
Date	Mar 21, 2025
Instrument	3004624

Lender

Name	MORTGAGE INVESTORS GROUP

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Jan 1, 2055

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLOUNT TN
Recording Date	Dec 29, 2020
Property Address	237 SPRUCE ST, ALCOA, TN 37701-2841
Document Number	0000893722
Book / Page	002626 / 000975
Instrument Date	Dec 22, 2020
Instrument	893722
Transaction Type	Transfer
Record Updated	Jan 28, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$505.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 SPRUCE ST ALCOA TN 377012841, ALCOA, TN 37701-2841

Mortgage

Document Number	893723
Date	Dec 29, 2020
Book Page	002626/000977
Instrument	893723

Lender

Name	MOVEMENT MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 28, 2050

Tax Assessment & Valuation

Source: Blount County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Alcoa City
County	Blount County
Unified School District	Alcoa City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,425 Land $10,000 Building $40,425
2023		$50,425 Land $10,000 Building $40,425	$201,700 Land $40,000 Building $161,700
2022	$1,120.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 237 Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 Spruce St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of Tennessee
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCOA WATER SYSTEM serves 35,238 people · EPA ID TN0000007
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures