237 Southgate Dr, Dubuque, IA 52003 Property Records

Dubuque County property record for 237 Southgate Dr, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,670 sqft · built 1962
Lot Size	0.282 acres (12,300 sqft)
Owner	2 Owner Names on Record
Last Sale	$137,500 (Jun 2013)
Tax Bill	$3,138 (2024)
Deeds & Mortgages	Sep 2025 Line of Credit Sep 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-27-477-002`

Property Details

APN / Parcel Number

Primary APN	`10-27-477-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,670 sqft Living Area
1st Floor Area	1,670 sqft
Basement Area	1,670 sqft
Finished Basement	600 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Architectural Style	Split Level
Exterior Material	Brick
Construction Type	Brick
Lot Area	12,300 sqft (0.282 acres)
Lot Dimensions	150 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	200 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	237 SOUTHGATE DR
City	DUBUQUE
State	IA
Zip	52003-7156
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-11 & LOT 2-10 SOUTHGATE
Legal Subdivision	BRYANT
Legal Lot Number	1-11 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	1
Census Block	1006
Census Tract	802

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	237 SOUTHGATE DR, DUBUQUE, IA 52003-7156
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2025	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU
Sep 27, 2022	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU
Mar 6, 2020	Deed of Trust, Mortgage · Line of Credit DUTRAC COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2013 · Amount on Record
Deed Sale	Jun 12, 2013 · Amount on Record
Deed Document Number	2013-00009764
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	237 SOUTHGATE DR, DUBUQUE, IA 52003-7156
Transaction Type	Mortgage
Record Updated	Sep 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 SOUTHGATE DR, DUBUQUE, IA 52003-7156

Mortgage

Document Number	0000009872
Date	Sep 15, 2025
Instrument	2025-00009872

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	PO BOX 3250, DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 14, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	237 SOUTHGATE DR, DUBUQUE, IA 52003-7156
Transaction Type	Mortgage
Record Updated	Oct 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012009
Date	Sep 27, 2022
Instrument	2022-00012009

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 26, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	237 SOUTHGATE DR, DUBUQUE, IA 52003-7156
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002757
Date	Mar 6, 2020
Instrument	2020-00002757

Lender

Name	DUTRAC COMMUNITY CU
Type	Credit Union
Address	DUBUQUE, IA 52004

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 5, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,100 (+12.08%) Land $48,200 Building $207,900	$256,100 (+12.08%) Land $48,200 Building $207,900
2024	$3,138.00 (-3.27%)
2023		$228,500 (+16%) Land $45,900 Building $182,600	$228,500 (+16%) Land $45,900 Building $182,600
2022	$3,244.00 Homeowner's exemption	$196,980 Land $39,030 Building $157,950
2021			$196,980 Land $39,030 Building $157,950

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Comelec Internet Services Fixed Wireless	280 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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