Montgomery County property record for 237 Smith St, Dayton, OH 45417
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 900 sqft · built 1947 |
| Lot Size | 0.15 acres (6,573 sqft) |
| Owner | Individual Name on File |
| Last Sale | $100,000 (Feb 2023) |
| Tax Bill | $578 (2024) |
| Deeds & Mortgages | Mar 2024 Mortgage Feb 2023 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R72 10608 0039 |
| Primary APN | R72 10608 0039 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 900 sqft Living Area |
| 1st Floor Area | 750 sqft |
| Game Room | Game Room |
| Fireplace | Fireplace |
| Year Built | Built 1947 |
|---|---|
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 6,573 sqft (0.15 acres) |
| Lot Dimensions | 124 ft deep x 53 ft wide |
| Porch | Porch |
|---|---|
| Porch Area | 42 sqft |
| Deck Area | 90 sqft |
| Patio Area | 90 sqft |
| Heating System | Central |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 237 SMITH ST |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45417-4038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 63554 |
| Legal Subdivision | CITY/DAYTON REV |
| Legal Lot Number | 39 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | DAYTON |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 3500 |
237 Smith St is owned and occupied by an individual who bought it in February 2023.
Source: Montgomery County records, as of January 26, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 237 SMITH ST, DAYTON, OH 45417-4038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 13, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 15, 2023 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 10, 2019 | Warranty Deed, Transfer · VA Mortgage DAS ACQUISITION |
| Mar 20, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Oct 26, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 15, 2023 · Amount on File |
| Deed Sale | Feb 15, 2023 · Amount on File |
| Prior Sale | Jun 10, 2019 · Amount on File |
| Deed Document Number | 202300008115 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 237 SMITH ST, DAYTON, OH 45417-4038 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000012578 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | 2024-00012578 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | 951 W YAMATO RD STE 175, BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Feb 15, 2023 |
| Property Address | 237 SMITH ST, DAYTON, OH 45417-4038 |
| Document Number | 0000008115 |
| Instrument Date | Jan 20, 2023 |
| Instrument | 202300008115 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TTL AGCY SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 237 SMITH ST, DAYTON, OH 45417-4038 |
| Document Number | 0000008116 |
|---|---|
| Date | Feb 15, 2023 |
| Instrument | 202300008116 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jun 10, 2019 |
| Property Address | 237 SMITH ST, DAYTON, OH 45417-4038 |
| Document Number | 0000029434 |
| Instrument Date | Apr 8, 2019 |
| Instrument | 29434 |
| Transaction Type | Transfer |
| Record Updated | Jul 1, 2019 |
| Title Company | LANDMARK TITLE AGENCY SOUTH INC, LANDMARK TITLE AGCY SOUTH INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 SMITH ST DAYTON OH 454174038, DAYTON, OH 45417-4038 |
| Document Number | 29473 |
|---|---|
| Date | Jun 10, 2019 |
| Instrument | 29473 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 9, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Mar 20, 2018 |
| Property Address | 237 SMITH ST, DAYTON, OH 45417-4038 |
| Document Number | 0000015333 |
| Instrument Date | Jan 22, 2018 |
| Instrument | 15333 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 129 SHANNON ST DAYTON OH 454028333, DAYTON, OH 45402-8333 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Oct 26, 2017 |
| Property Address | 237 SMITH ST, DAYTON, OH 45417-4038 |
| Document Number | 0000064321 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 64321 |
| Transaction Type | Foreclosure |
| Record Updated | Nov 13, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 101 W 3RD ST DAYTON OH 454021814, DAYTON, OH 45402-1814 |
Source: Montgomery County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Dayton City |
| Unified School District | Dayton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,130 Land $2,030 Building $6,100 | ||
| 2024 | $578.00 (+660.53%) | ||
| 2023 | $76.00 (-88.45%) Additional exemption filed | $8,130 (-) Land $2,030 Building $6,100 | $23,220 Land $5,790 Building $17,430 |
| 2022 | $658.00 | $8,130 Land $2,030 Building $6,100 | |
| 2020 | $23,220 Land $5,790 Building $17,430 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 237 Smith St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 237 Smith St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 470 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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