237 Smith Grove Rd, Forest City, NC 28043 Property Records

Rutherford County property record for 237 Smith Grove Rd, Forest City, NC 28043

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,642 sqft · built 1958
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$146,000 (Jul 2020)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0419931`

Property Details

APN / Parcel Number

Primary APN	`0419931`
Alternative APNs	`419931` `6978`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,642 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1980
Architectural Style	Split Level
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Garage Area	364 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Partial
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	237 SMITH GROVE RD
City	FOREST CITY
State	NC
Zip	28043-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	FORESTDALE PARK LO:5 BL:B PL:6-51
Legal Subdivision	FORESTDALE PARK SUBDIVISION
Legal Lot Number	5
Jurisdiction	RUTHERFORD NC
Township / Civil Division	COOL SPRING
Census Block Group	4
Census Block	4030
Census Tract	960700

Owner

237 Smith Grove Rd is owned and occupied by two individuals who bought it in July 2020.

Source: Rutherford County records, as of August 29, 2025

Owner of Record	2 Individual Names on File
Mailing Address	237 SMITH GROVE RD, FOREST CITY, NC 28043-2532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2020 · Amount on File
Deed Sale	Jul 28, 2020 · Amount on File
Prior Sale	Jun 30, 2004 · Amount on File
Deed Book / Page	2035 / 1277
Prior Transfer Date	Jun 19, 2008
Prior Transfer Doc	0009630047
Record Updated	Jun 8, 2026

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 28, 2020
Property Address	237 SMITH GROVE RD, FOREST CITY, NC 28043-2532
Document Number	0020351277
Book / Page	2035 / 1277
Map Reference	MB 6 PG 51
Instrument Date	Jul 28, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$292.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	241 GREER ST, 241, SPINDALE, NC 28160-1713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 SMITH GROVE RD, FOREST CITY, NC 28043-2532

Mortgage

Document Number	0020351280
Date	Jul 28, 2020
Instrument	2035/1280

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Change Frequency	Annually
Min Rate At Change	2%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 237 Smith Grove Rd was $2,173.

Source: Rutherford County assessment roll, as of August 29, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Forest City Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,173.00	$203,900 Land $15,000 Building $188,900	$203,900 Land $15,000 Building $188,900
2023		$203,900 Land $15,000 Building $188,900	$203,900 Land $15,000 Building $188,900
2022	$1,134.00
2021	$1,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 Smith Grove Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 Smith Grove Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Vyve Broadband Cable	2,000 / 50
Skyrunner Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Pangaea Internet.

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