Beaufort County property record for 237 Smaw Rd, Washington, NC 27889
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,176 sqft · built 2025 |
| Lot Size | 18 acres (785,822 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,169 (2026) |
| Deeds & Mortgages | Jul 2025 Construction Loan Mar 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5685-97-5172 |
| Primary APN | 5685-97-5172 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Building Area | 1,176 sqft Living Area |
| Year Built | Built 2025 |
|---|---|
| Effective Year Built | Effective 2025 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 785,822 sqft (18 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 237 SMAW RD |
|---|---|
| City | WASHINGTON |
| State | NC |
| Zip | 27889-3939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 18.04 AC PAR-2 MARLOUGH INVESTMENTS LLC |
| Jurisdiction | BEAUFORT NC |
| Township / Civil Division | LONG ACRE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 930502 |
237 Smaw Rd, a single family home, is owned by two individuals.
Source: Beaufort County records, as of October 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2057 OAKLEY RD, STOKES, NC 27884-9794 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 30, 2025 | Deed of Trust, Mortgage · Construction Mortgage AFFILIATED MORTGAGE SERVICES |
| Mar 14, 2025 | Warranty Deed, Transfer · Commercial Mortgage SOUTHERN BANK & TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Property Address | 237 SMAW RD, WASHINGTON, NC 27889-3939 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2057 OAKLEY RD, STOKES, NC 27884-9794 |
| Document Number | 002207/414 |
|---|---|
| Date | Jul 30, 2025 |
| Book Page | 2207/414 |
| Instrument | 2025003423 |
| Name | AFFILIATED MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Address | ROCKY MOUNT, NC 27804 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Aug 1, 2056 |
| Rate | 7.87% |
|---|---|
| Type Change Date | Aug 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 12.8% |
| Index | SOFR Average 30-Day |
| Max Rate | 12.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT NC |
| Recording Date | Mar 14, 2025 |
| Property Address | 237 SMAW RD, WASHINGTON, NC 27889-3939 |
| Document Number | 002195/443 |
| Book / Page | 2195 / 443 |
| Map Reference | CAB J SL 110-6 |
| Instrument Date | Mar 14, 2025 |
| Instrument | 2025001027 |
| Transaction Type | Transfer |
| Record Updated | Dec 10, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8889 RIVER RD, GRIFTON, NC 28530-8929 |
| Name | Verified Name |
|---|---|
| Address | 2057 OAKLEY RD, STOKES, NC 27884-9794 |
| Document Number | 2025001028 |
|---|---|
| Date | Mar 14, 2025 |
| Instrument | 2025001028 |
| Name | SOUTHERN BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 237 Smaw Rd was $1,169.
Source: Beaufort County assessment roll, as of October 16, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County Schools (PK - 12) |
| Year | Tax Bill |
|---|---|
| 2026 | $1,169.00 |
FEMA maps place 237 Smaw Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 14 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 12 (1996–2018) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 237 Smaw Rd is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEAUFORT CO NORTHSIDE REGIONAL WATER serves 22,405 people · EPA ID NC0407035 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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