237 S Schnell Dr, Oxbow (Horace), ND 58047 Property Records

Cass County property record for 237 S Schnell Dr, Oxbow, ND 58047 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,540 sqft · built 2019
Lot Size	0.587 acres (25,570 sqft)
Owner	2 Individual Names on File
Last Sale	$755,000 (Mar 2025)
Tax Bill	$6,011 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`78-0020-00230-000`

Property Details

APN / Parcel Number

Primary APN	`78-0020-00230-000`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,540 sqft Living Area
Basement Area	1,096 sqft
Finished Basement	1,096 sqft
Unfinished Basement	1,096 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Metal
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	25,570 sqft (0.587 acres)
Garage Type	Attached
Garage Area	852 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	237 S SCHNELL DR
City	OXBOW
State	ND
Zip	58047-7204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 22 BLOCK: 2 ADDITION: OXBOW 2ND ADDITION ADDITIONAL: LOT 22 BLK 2 OXBOW 2ND ADDN **12-23-14 ANNEXED TO OXBOW CITY FRM
Legal Subdivision	OXBOW 2ND ADDITION
Legal Block	2
Legal Lot Number	22
Jurisdiction	CASS ND
Township / Civil Division	OXBOW
Census Block Group	2
Census Block	2067
Census Tract	40600

Owner

Source: Cass County records · APN 78-0020-00230-000

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	237 S SCHNELL DR, HORACE, ND 58047-7204
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRSTBANK
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage VALLEY MORTGAGE INC
Jul 02, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VALLEY MORTGAGE INC
Apr 08, 2019	Warranty Deed, Transfer TITLE COMPANY LLC, TITLE CO LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 26, 2025 · Amount on Record
Deed Sale	Mar 26, 2025 · Amount on Record
Prior Sale	Jun 23, 2021 · Amount on Record
Deed Document Number	20251731173
Record Updated	Jun 08, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jun 23, 2021
Property Address	237 S SCHNELL DR, OXBOW, ND 58047-7204
Document Number	0001636673
Instrument Date	Jun 18, 2021
Instrument	1636673
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	FM TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	237 S SCHNELL DR, HORACE, ND 58047-7204

Mortgage

Document Number	0001636674
Date	Jun 23, 2021
Instrument	1636674

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS ND
Property Address	237 S SCHNELL DR, OXBOW, ND 58047-7204
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	THE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001599673
Date	Jul 31, 2020
Instrument	1599673

Lender

Name	VALLEY MORTGAGE INC
Type	Mortgage Company
Address	FARGO, ND 58104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2050

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Jul 02, 2019
Property Address	237 S SCHNELL DR, OXBOW, ND 58047-7204
Document Number	0001565682
Instrument Date	Jun 28, 2019
Instrument	1565682
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2022
Title Company	TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	237 S SCHNELL DR, OXBOW, ND 58047-7204

Mortgage

Document Number	0001565945
Date	Jul 02, 2019
Instrument	1565945

Lender

Name	VALLEY MORTGAGE INC
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS ND
Recording Date	Apr 08, 2019
Property Address	237 S SCHNELL DR, OXBOW, ND 58047-7204
Document Number	0001559719
Instrument Date	Apr 05, 2019
Instrument	1559719
Transaction Type	Transfer
Record Updated	Apr 27, 2019
Title Company	TITLE COMPANY LLC, TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4802 AMBER VALLEY PKWY S FARGO ND 581048624, FARGO, ND 58104-8624
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Cass County
Municipality	Oxbow City
Unified School District	Kindred Public School District 2 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,011.00 (-13.16%)	$338,600 (+5.58%) Land $39,050 Building $299,550	$677,200 (+5.58%) Land $78,100 Building $599,100
2023	$6,922.00	$320,700 Land $39,050 Building $281,650	$641,400 Land $78,100 Building $563,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cass County (38017C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 380170406002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	195 (1978–2013)
Claims Outside the SFHA	42 of 195
Most Recent Claim	May 2013, rainfall accumulation, Flooding
Claims By Storm	Flooding, May 2013 · 51 claims Severe Storms And Flooding, Jun 2009 · 68 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 48 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 44 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	1,250 / 250
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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