237 S Ridge St, Crown Point, IN 46307 Property Records

Lake County property record for 237 S Ridge St, Crown Point, IN 46307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,730 sqft · built 1963
Lot Size	0.109 acres (4,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,522 (2024)
Deeds & Mortgages	Jun 2026 Transfer Jul 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-23-09-0092-0041`

Property Details

APN / Parcel Number

Primary APN	`003-23-09-0092-0041`
Alternative APNs	`45-16-08-281-022.000-042` `230900920041`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,730 sqft Living Area
Gross Area	3,640 sqft
1st Floor Area	910 sqft
Basement Area	910 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1970
Construction Type	Frame
Roof Material	Asphalt
Lot Area	4,750 sqft (0.109 acres)
Lot Dimensions	95 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	237 S RIDGE ST
City	CROWN POINT
State	IN
Zip	46307-4131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNY-SIDE ADD. E. 95FT. L.23
Legal Subdivision	SUNNY-SIDE ADD
Legal Lot Number	23
Jurisdiction	LAKE IN
Township / Civil Division	CENTER
Census Block Group	2
Census Block	2024
Census Tract	43004

Owner

237 S Ridge St is owned and occupied by two individuals who acquired it in June 2026.

Source: Lake County records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	237 S RIDGE RD ST, CROWN POINT, IN 46307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Jul 29, 2020	Deed of Trust, Mortgage · Line of Credit CENTIER BANK
Sep 16, 2020	Deed of Trust, Mortgage · Line of Credit CENTIER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jun 15, 2026
Transfer Doc	0000525188
Record Updated	Sep 20, 2026

June 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE IN
Recording Date	Jun 17, 2026
Property Address	237 S RIDGE ST, CROWN POINT, IN 46307-4131
Document Number	0000525188
Instrument Date	Jun 15, 2026
Instrument	2026525188
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 S RIDGE ST, CROWN POINT, IN 46307-4131

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	237 S RIDGE ST, CROWN POINT, IN 46307-4131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048127
Date	Jul 29, 2020
Instrument	2020 048127

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 18, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	237 S RIDGE ST, CROWN POINT, IN 46307-4131
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000064405
Date	Sep 16, 2020
Instrument	2020 064405

Lender

Name	CENTIER BANK
Type	Bank
Address	MERRILLVILLE, IN 46410

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Aug 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	Center Township
Municipality	Crown Point City
Unified School District	Crown Point Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$184,500 Land $28,900 Building $155,600	$184,500 Land $28,900 Building $155,600
2024	$1,522.00
2023		$153,900 (+1.12%) Land $28,900 Building $125,000	$153,900 (+1.12%) Land $28,900 Building $125,000
2022	$1,593.00	$152,200 Land $28,900 Building $123,300	$152,200 Land $28,900 Building $123,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 S Ridge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 237 S Ridge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CROWN POINT WATER WORKS serves 30,000 people · EPA ID IN5245008
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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