Miami County property record for 237 S Ridge Ave, Troy, OH 45373
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,632 sqft · built 1953 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $218,000 (Oct 2015) |
| Tax Bill | $4,489 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage |
| Flood Zone | Zone X (reduced by levee) |
| APN | D08-091960 |
| Primary APN | D08-091960 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,632 sqft Living Area |
| 1st Floor Area | 3,384 sqft |
| Upper Floors Area | 655 sqft |
| Attic | Attic |
| Attic Area | 285 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 222 ft deep x 100 ft wide |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 40 sqft |
| Patio Area | 350 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 237 S RIDGE AVE |
|---|---|
| City | TROY |
| State | OH |
| Zip | 45373-2705 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUT LOT 83 OL 82 100X215.3 N END |
| Legal Lot Number | 83 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | CONCORD |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 365301 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 237 S RIDGE AVE, TROY, OH 45373-2705 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 29, 2015 · Amount on Record |
| Deed Sale | Oct 29, 2015 · Amount on Record |
| Prior Sale | May 4, 2005 · Amount on Record |
| Deed Document Number | 2015OR-13192 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 237 S RIDGE AVE, TROY, OH 45373-2705 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017291 |
|---|---|
| Date | Nov 18, 2020 |
| Instrument | 2020OR-17291 |
| Name | UNION SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45249 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Concord Township |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,489.00 (+14.66%) Homeowner's exemption | $116,130 (+33.67%) Land $17,850 Building $98,280 | $331,800 (+33.68%) Land $51,000 Building $280,800 |
| 2024 | $3,915.00 (+10.94%) Homeowner's exemption | $86,880 (-) Land $18,590 Building $68,290 | |
| 2023 | $3,529.00 (+15.67%) Homeowner's exemption | $86,880 (-) Land $18,590 Building $68,290 | $248,200 (-) Land $53,100 Building $195,100 |
| 2022 | $3,051.00 Homeowner's exemption | $86,880 Land $18,590 Building $68,290 | $248,200 Land $53,100 Building $195,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023
| FEMA Flood Zone | Zone X reduced by levee · depends on levee performance |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 26,305 people · EPA ID OH5501612 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
May also be available: Frontier, T-Mobile, Verizon, Watch TV.
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