Lancaster County property record for 237 S Reading Rd, Ephrata, PA 17522
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,248 sqft · built 1948 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Sep 2017) |
| Tax Bill | $3,407 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Sep 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 260-03620-0-0000 |
| Primary APN | 260-03620-0-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 1,984 sqft |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 312 sqft |
| Basement Area | 624 sqft |
| Game Room | Game Room |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Cape Cod |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Area | 525 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 176 sqft |
| Deck Area | 140 sqft |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 237 S READING RD |
|---|---|
| City | EPHRATA |
| State | PA |
| Zip | 17522-1849 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | HC |
| Legal Description | 237 S READING RD |
| Legal Lot Number | 1 |
| Jurisdiction | LANCASTER PA |
| Township / Civil Division | EPHRATA |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 12302 |
237 S Reading Rd is owned and occupied by an individual who bought it in September 2017.
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 237 S READING RD, EPHRATA, PA 17522-1849 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2022 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Sep 20, 2017 | Deed, Transfer · FHA Mortgage FULTON BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 20, 2017 · Amount on File |
| Deed Sale | Sep 20, 2017 · Amount on File |
| Prior Sale | Feb 20, 2008 · Amount on File |
| Deed Document Number | 20176356479 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER PA |
| Property Address | 237 S READING RD, EPHRATA, PA 17522-1849 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|
| Document Number | 0006670392 |
|---|---|
| Date | Mar 18, 2022 |
| Instrument | 6670392 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER PA |
| Recording Date | Sep 20, 2017 |
| Property Address | 237 S READING RD, EPHRATA, PA 17522-1849 |
| Document Number | 0006356479 |
| Instrument Date | Sep 18, 2017 |
| Instrument | 6356479 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,999.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 S READING RD, EPHRATA, PA 17522-1849 |
| Document Number | 0006356480 |
|---|---|
| Date | Sep 20, 2017 |
| Instrument | 6356480 |
| Name | FULTON BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2047 |
The 2025 property tax bill for 237 S Reading Rd was $3,407 with a homeowner's exemption, up 2.3% from the year before.
Source: Lancaster County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Lancaster County |
| Municipality | Ephrata Borough |
| Unified School District | Ephrata Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $138,900 Land $51,700 Building $87,200 | $138,900 Land $51,700 Building $87,200 | |
| 2025 | $3,407.00 (+2.31%) | ||
| 2024 | $3,330.00 | $138,900 Land $51,700 Building $87,200 | |
| 2018 | $138,900 Land $51,700 Building $87,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 237 S Reading Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 237 S Reading Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPHRATA AREA JOINT AUTHORITY serves 24,500 people · EPA ID PA7360045 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Blue Ridge Cable Technologies Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Upward Broadband Fixed Wireless | 100 / 40 |
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