237 S Market St, Frederick, MD 21701 Property Records

Frederick County property record for 237 S Market St, Frederick, MD 21701

Property Summary

Property Type	Townhouse
Details	2 ba · 1,340 sqft · built 1865
Lot Size	0.052 acres (2,268 sqft)
Owner	2 Individual Names on Record
Last Sale	$385,000 (Sep 2021)
Tax Bill	$7,066 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-077353`

Property Details

APN / Parcel Number

Primary APN	`02-077353`
Alternative APNs	`2077353` `077353`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	1,340 sqft Living Area
1st Floor Area	840 sqft
Basement Area	280 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1865
Effective Year Built	Effective 1865
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Frame
Roof Type	Sawtooth
Roof Material	Metal
Lot Area	2,268 sqft (0.052 acres)
Lot Dimensions	126 ft deep x 18 ft wide
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	077353
Street Address	237 MARKET ST
City	FREDERICK
State	MD
Zip	21701
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	DR
Legal Description	LT 18 X 126 237 S. MKT. ST. FREDERICK
Legal Subdivision	FREDERICK
Legal Lot Number	237
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2000
Census Tract	750300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Frederick Historic District (Boundary Increase) listed 1988 · 2,435 contributing resources · NRIS 88000713

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	237 S MARKET ST, FREDERICK, MD 21701-6526
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 12, 2020	Deed of Trust, Mortgage · Conventional with PMI APEX HM LNS
Dec 14, 2018	Grant Deed, Transfer · Conventional with PMI USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 10, 2021 · Amount on Record
Deed Sale	Sep 10, 2021 · Amount on Record
Prior Sale	Dec 14, 2018 · Amount on Record
Deed Book / Page	15274 / 335
Prior Transfer Date	Oct 1, 1991
Prior Transfer Doc	1736000058
Record Updated	Oct 29, 2026

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 10, 2021
Property Address	237 S MARKET ST, FREDERICK, MD 21701-6526
Document Number	0152740335
Book / Page	15274 / 335
Map Reference	LB BGF 2 FO 708
Instrument Date	Aug 30, 2021
Transaction Type	Transfer
Record Updated	Sep 23, 2021
Title Company	UNLIMITED TITLE SERVICES LLC, UNITED TITLE SERVICE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,925.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	237 S MARKET ST, FREDERICK, MD 21701-6526

Mortgage

Document Number	15274342
Date	Sep 10, 2021
Instrument	15274/342

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	237 S MARKET ST, FREDERICK, MD 21701-6526
Document Number	0138610397
Instrument Date	Jun 12, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	237 S MARKET ST FREDERICK MD 217016526, FREDERICK, MD 21701-6526

Mortgage

Document Number	0138610397
Date	Jun 30, 2020
Book Page	013861/000397

Lender

Name	APEX HM LNS
Type	Funding / Finance Company
Address	ROCKVILLE, MD 20850

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2050

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 14, 2018
Property Address	237 S MARKET ST, FREDERICK, MD 21701-6526
Document Number	0127570119
Book / Page	012757 / 000119
Instrument Date	Dec 6, 2018
Transaction Type	Transfer
Record Updated	Dec 28, 2018
Title Company	OLD REPUBLIC NATIONAL INSURANCE COMPANY, OLD REPUBLIC NAT'L INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	237 S MARKET ST FREDERICK MD 217016526, FREDERICK, MD 21701-6526

Mortgage

Document Number	127570127
Date	Dec 14, 2018
Book Page	012757/000127

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2048

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$398,133 (+20.17%)	$429,800 (+12.42%) Land $182,600 Building $247,200
2025	$7,066.00 (+16.93%)
2023	$6,043.00	$331,300	$382,300 Land $122,600 Building $259,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2000)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jun 2000 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 577 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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