237 S Main St, Providence, UT 84332 Property Records

Cache County property record for 237 S Main St, Providence, UT 84332

Property Summary

Property Type	Single Family Home
Details	1,319 sqft · built 1976
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on Record
Last Sale	$490,105 (Jun 2026)
Tax Bill	$222 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2015 Mortgage + 10 more
Flood Zone	Zone X (minimal risk)
APN	`02-099-0043`

Property Details

APN / Parcel Number

Primary APN	`02-099-0043`

Interior

Building Area	1,319 sqft Living Area

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Lot Area	17,860 sqft (0.41 acres)

Location & Zoning

Street Address	237 S MAIN ST
City	PROVIDENCE
State	UT
Zip	84332-9708
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG AT SE COR LOT 6 BLK 24 PLAT A PROVIDENCE TOWN SVY & TH W 198 FT TO SW COR LT 6 TH N 90 FT TH E 198 FT M/L TO E LN OF LT 6
Legal Subdivision	PROVIDENCE TOWN SURVEY
Legal Block	24
Legal Lot Number	6
Jurisdiction	CACHE UT
Township / Civil Division	LOGAN
Census Block Group	2
Census Block	2004
Census Tract	1201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Providence Historic District listed 2007 · 208 contributing resources · NRIS 07001169

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cache County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CACHE VALLEY BANK
Jun 2, 2015	Deed of Trust, Mortgage · Conventional Mortgage CACHE VALLEY BANK
Feb 28, 2006	Deed of Trust, Mortgage · FHA Mortgage NEW FREEDOM MORTGAGE CORP
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage CACHE VALLEY BANK
Aug 29, 2012	Deed of Trust, Mortgage · Conventional Mortgage BANK OF UTAH
Jun 11, 2026	Warranty Deed, Transfer ALLIANCE TITLE COMPANY
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Jun 11, 2026	Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Sep 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 11, 2018	Deed of Trust, Mortgage · Conventional Mortgage CACHE VALLEY BANK
Sep 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage CACHE VALLEY BANK
May 24, 2018	Intrafamily Transfer, Transfer · Line of Credit CACHE VALLEY BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 2026 · Amount on Record
Deed Sale	Jun 11, 2026 · Amount on Record
Prior Sale	Sep 13, 2021 · Amount on Record
Deed Document Number	20261398790
Deed Book / Page	2549 / 1032
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02096/1824
Date	Sep 25, 2019
Book Page	2096/1824
Instrument	1228128

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01851/0063
Date	Jun 2, 2015
Book Page	1851/0063
Instrument	1126303

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2045

February 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	CACHE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01394/1842
Date	Feb 28, 2006
Book Page	1394/1842
Instrument	911135

Lender

Name	NEW FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	SALT LAKE CITY, UT 84109

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2036

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023/0879
Date	Jun 11, 2018
Book Page	2023/0879
Instrument	1197406

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	NORTHERN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	01728/1366
Date	Aug 29, 2012
Book Page	1728/1366
Instrument	1070565

Lender

Name	BANK OF UTAH
Type	Bank
Address	OGDEN, UT 84401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2032

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jun 11, 2026
Property Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708
Document Number	0001398792
Book / Page	2549 / 1052
Instrument Date	Jun 11, 2026
Instrument	20261398792
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	ALLIANCE TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jun 11, 2026
Property Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708
Document Number	0001398790
Book / Page	2549 / 1032
Instrument Date	Jun 11, 2026
Instrument	20261398790
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708

Mortgage

Document Number	0001398791,
Date	Jun 11, 2026
Instrument	20261398791

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CACHE UT
Recording Date	Jun 11, 2026
Property Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708
Document Number	02549/1032
Book / Page	2549 / 1032
Instrument Date	Jun 11, 2026
Instrument	20261398790
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	ALLIANCE TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708

Mortgage

Document Number	0001398791,
Date	Jun 11, 2026
Instrument	20261398791

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	Sep 13, 2021
Property Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708
Document Number	2284/1107
Book / Page	2284 / 1107
Map Reference	PL A
Instrument Date	Sep 7, 2021
Instrument	1298661
Transaction Type	Transfer
Record Updated	Oct 1, 2021
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708

Mortgage

Document Number	1298662
Date	Sep 13, 2021
Instrument	1298662

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/0879
Date	Jun 11, 2018
Book Page	2023/0879
Instrument	1197406

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CACHE UT
Property Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	CACHE TITLE LOGAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2096/1824
Date	Sep 25, 2019
Book Page	2096/1824
Instrument	1228128

Lender

Name	CACHE VALLEY BANK
Type	Bank
Address	LOGAN, UT 84321

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

May 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CACHE UT
Recording Date	May 24, 2018
Property Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708
Document Number	2020/1466
Book / Page	2020 / 1466
Instrument Date	May 18, 2018
Instrument	1196275
Transaction Type	Transfer
Record Updated	Nov 8, 2021
Title Company	CACHE TITLE LOGAN

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 S MAIN ST, PROVIDENCE, UT 84332-9708

Mortgage

Document Number	1196276
Date	May 24, 2018
Instrument	1196276

Lender

Name	CACHE VALLEY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cache County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Cache County
Municipality	Providence City
Unified School District	Cache School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$222.00 (-90.92%)	$311,440 (+3.59%)	$566,257 (+3.59%) Land $170,800 Building $395,457
2023	$2,446.00	$300,640	$546,616 Land $151,000 Building $395,616

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PROVIDENCE CITY WATER SYSTEM serves 9,690 people · EPA ID UTAH03017
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tristate Wi-Fi by Wi-Fiber Fiber · Fixed Wireless	2,000 / 2,000
Strata Networks Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
SenaWave Fiber	1,000 / 1,000
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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