Montrose County property record for 237 S 4th St, Montrose, CO 81401
| Property Type | Bank, Financial Building |
|---|---|
| Details | 2,700 sqft · built 1979 |
| Lot Size | 0.358 acres (15,625 sqft) |
| Owner | Company Name on File |
| Tax Bill | $13,084 (2024) |
| Deeds & Mortgages | Dec 2025 Mortgage May 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 3767-273-68-003 |
| Primary APN | 3767-273-68-003 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,700 sqft Heated Area |
| Year Built | Built 1979 |
|---|---|
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Footing |
| Roof Type | Flat |
| Roof Material | Urethane Foam |
| Lot Area | 15,625 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Account Number | R0026199 |
|---|---|
| Old Parcel Number | R0650651 |
| Street Address | 237 S 4TH ST |
| City | MONTROSE |
| State | CO |
| Zip | 81401-3644 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Bank, Financial Building |
| Legal Description | SUBD: HOME LOAN STATE BANK MINOR SUBD LOT: 3 S: 27 T: 49 R: 9 |
| Legal Range | 09 |
| Legal Township | 49 |
| Legal Section | 27 |
| Legal Quarter | SE |
| Legal Subdivision | HOME LOAN STATE BANK MINOR |
| Legal Block | 58 |
| Legal Lot Number | 20 |
| Jurisdiction | MONTROSE CO |
| Township / Civil Division | MONTROSE |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 966301 |
237 S 4th St, a commercial property, is owned by a company.
Source: Montrose County records, as of February 2, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 205 N 4TH ST, GRAND JUNCTION, CO 81501-2543 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 15, 2025 | Deed of Trust, Mortgage FIRST CITIZENS BANK & TRUST CO |
| May 11, 2020 | Warranty Deed, Transfer LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTROSE CO |
| Property Address | 237 S 4TH ST, MONTROSE, CO 81401-3644 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Name | Verified Name |
|---|---|
| Address | 6110 CLARKSON LN, HOUSTON, TX 77055-5404 |
| Document Number | 0000986995 |
|---|---|
| Date | Dec 15, 2025 |
| Instrument | 986995 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | Dec 12, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTROSE CO |
| Recording Date | May 11, 2020 |
| Property Address | 340 S TOWNSEND AVE, MONTROSE, CO 81401-4258 |
| Document Number | 0000920660 |
| Instrument Date | May 11, 2020 |
| Instrument | 920660 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Title Company | LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE CO |
| Amount | Amount on Record |
|---|---|
| Tax | $97.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 761 OAK GROVE RD, MONTROSE, CO 81403-4750 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Venture |
| Address | 205 N 4TH STREET 225 N 5TH STREET #305 # 305, 305, GRAND JUNCTION, CO 81501 |
Source: Montrose County assessment roll, as of July 6, 2024
| Type | Name |
|---|---|
| State | Colorado |
| County | Montrose County |
| Municipality | Montrose City |
| Unified School District | Montrose County School District RE-1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $13,084.00 (+4.64%) | $183,770 (+18.15%) Land $55,510 Building $128,260 | |
| 2023 | $12,504.00 | $155,540 Land $13,530 Building $142,010 | $658,650 Land $198,950 Building $459,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 237 S 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 237 S 4th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONTROSE serves 19,305 people · EPA ID CO0143518 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Jan 2025 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: FastTrack Communications, Vero Fiber.
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