Cape May County and Lower Township property record for 237 Roseann Ave, Cape May, NJ 08204
| Property Type | Single Family Home |
|---|---|
| Details | 1,312 sqft · built 1978 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $80,000 (Nov 1998) |
| Tax Bill | $3,250 (2024) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2023 Reverse Mortgage + 1 more |
| APN | 05-00494-18-00035 |
| Primary APN | 05-00494-18-00035 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,312 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Street Address | 237 ROSEANN AVE |
|---|---|
| City | CAPE MAY |
| State | NJ |
| Zip | 08204-3477 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | OB494-I3L35 |
| Legal Block | 494 |
| Legal Lot Number | 35 |
| Jurisdiction | CAPE MAY NJ |
| Township / Civil Division | LOWER |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 21805 |
237 Roseann Ave is owned and occupied by two individuals who acquired it in March 2007.
Source: Cape May County and Lower Township records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 237 ROSEANN AVE, CAPE MAY, NJ 08204-3477 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 10, 2023 | Deed of Trust, Mortgage · Reverse Mortgage PNC BANK NA |
| Jul 29, 2021 | Deed of Trust, Mortgage · VA Mortgage NATIONS LENDING CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 1998 · Amount on File |
| Deed Sale | Nov 18, 1998 · Amount on File |
| Deed Book / Page | 2781 / 291 |
| Last Transfer Date | Mar 19, 2007 |
| Transfer Doc | 0000000456 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 237 ROSEANN AVE, CAPE MAY, NJ 08204-3477 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2026 |
| Title Company | ROCKET CLOSE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000087213 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | M6876/147 |
| Instrument | 2026087213 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 237 ROSEANN AVE, CAPE MAY, NJ 08204-3477 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000005092 |
|---|---|
| Date | Mar 10, 2023 |
| Book Page | M6631/156 |
| Instrument | 2023005092 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 9, 2063 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE MAY NJ |
| Property Address | 237 ROSEANN AVE, CAPE MAY, NJ 08204-3477 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Title Company | MISC COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000035783 |
|---|---|
| Date | Jul 29, 2021 |
| Book Page | 6436/532 |
| Instrument | 2021035783 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
Source: Cape May County and Lower Township assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Cape May County |
| County Subdivision | Lower Township |
| Secondary School District | Lower Cape May Regional School District (07 - 12) |
| Elementary School District | Lower Township School District (KG - 06) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $160,300 (-) Land $88,000 Building $72,300 | $160,300 (-) Land $88,000 Building $72,300 | |
| 2025 | $160,300 Land $88,000 Building $72,300 | $160,300 Land $88,000 Building $72,300 | |
| 2024 | $3,250.00 | ||
| 2023 | $160,300 Land $88,000 Building $72,300 | $160,300 Land $88,000 Building $72,300 | |
| 2022 | $3,106.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 237 Roseann Ave; there have been 9 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 9 (1998–2017) |
| Claims Outside the SFHA | 1 of 9 |
| Most Recent Claim | Feb 2017 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 237 Roseann Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOWER TWP MUA serves 12,416 people · EPA ID NJ0505002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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