237 River Trace Dr, Dahlonega, GA 30533 Property Records

Lumpkin County property record for 237 River Trace Dr, Dahlonega, GA 30533

Property Summary

Property Type	Single Family Home
Details	6 bd · 2 ba · 1,550 sqft · built 1993
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Mar 2017)
Tax Bill	$2,322 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Oct 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`066 116`

Property Details

APN / Parcel Number

Primary APN	`066 116`
Alternative APN	`4078`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,550 sqft Heated Area
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2015
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	132 sqft
Deck Area	168 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4078
Street Address	237 RIVER TRACE DR
City	DAHLONEGA
State	GA
Zip	30533-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Description	RIVER TRACE S/D #25 LL 219 LD 13-1
Legal Subdivision	RIVER TRACE DRY
Legal Lot Number	219
Jurisdiction	LUMPKIN GA
Township / Civil Division	DAHLONEGA
Census Block Group	1
Census Block	1002
Census Tract	960206

Owner

237 River Trace Dr is owned and occupied by two individuals who acquired it in April 2017.

Source: Lumpkin County records, as of March 2, 2026

Owner of Record	2 Individual Names on File
Co-owner	Co-owner on File
Mailing Address	237 RIVER TRACE DR, DAHLONEGA, GA 30533-6609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2025	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE
Oct 5, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING
Jun 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK
Apr 7, 2017	Grant Deed, Transfer · FHA Mortgage PRIMARY CAP MTG

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Mar 31, 2017 · Amount on File
Deed Sale	Mar 31, 2017 · Amount on File
Prior Sale	Apr 13, 2015 · Amount on File
Deed Document Number	0001354544
Deed Book / Page	1354 / 544
Last Transfer Date	Apr 7, 2017
Transfer Doc	0013540544
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUMPKIN GA
Property Address	237 RIVER TRACE DR, DAHLONEGA, GA 30533-6609
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 RIVER TRACE DR, DAHLONEGA, GA 30533-6609

Mortgage

Document Number	0016720000000561
Date	Sep 2, 2025
Book Page	0000001672/0000000561

Lender

Name	UNITED WHOLESALE

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Type Change Date	Jan 1, 2020

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUMPKIN GA
Property Address	237 RIVER TRACE DR, DAHLONEGA, GA 30533-6609
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 RIVER TRACE DR, DAHLONEGA, GA 30533-6609

Mortgage

Document Number	0016070000000632
Date	Oct 5, 2023
Book Page	0000001607/0000000632
Instrument	D2023004238

Lender

Name	FIGURE LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2038

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUMPKIN GA
Property Address	237 RIVER TRACE DR, DAHLONEGA, GA 30533-6609
Transaction Type	Mortgage
Record Updated	Jul 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 RIVER TRACE DR, DAHLONEGA, GA 30533-6609

Mortgage

Document Number	0015970000000787
Date	Jun 13, 2023
Book Page	0000001597/0000000787
Instrument	002770

Lender

Name	FLAGSTAR BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LUMPKIN GA
Recording Date	Apr 7, 2017
Property Address	237 RIVER TRACE DR, DAHLONEGA, GA 30533-6609
Document Number	0013540544
Book / Page	001354 / 000544
Instrument Date	Mar 31, 2017
Instrument	1551
Transaction Type	Transfer
Record Updated	Jan 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	237 RIVER TRACE DR DAHLONEGA GA 305336609, DAHLONEGA, GA 30533-6609

Mortgage

Document Number	13540547
Date	Apr 7, 2017
Book Page	001354/000547
Instrument	1552

Lender

Name	PRIMARY CAP MTG
Type	Mortgage Company
Address	ATLANTA, GA 30339

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 6, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 237 River Trace Dr was $2,322.

Source: Lumpkin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Lumpkin County
Unified School District	Lumpkin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,322.00	$104,558 (+14.9%) Land $20,000 Building $84,558	$261,396 (+14.9%) Land $50,000 Building $211,396
2024	$2,322.00 (+14.89%)	$91,003 (+5.88%) Land $12,000 Building $79,003	$227,508 (+5.88%) Land $30,000 Building $197,508
2023	$2,021.00	$85,952 Land $12,000 Building $73,952	$214,879 Land $30,000 Building $184,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 River Trace Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 3, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 River Trace Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 67% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Windstream Cable · DSL · Fiber in parts of the area	1,000 / 25
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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