Carteret County property record for 237 River Oaks Dr, Stella, NC 28582
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,920 sqft · built 2017 |
| Lot Size | 1.25 acres (54,450 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,139 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5367.01.35.8652000 |
| Primary APN | 5367.01.35.8652000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,920 sqft Heated Area |
| Gross Area | 2,304 sqft |
| 1st Floor Area | 1,920 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 54,450 sqft (1.25 acres) |
| Lot Dimensions | 325 ft deep x 101 ft wide |
| Porch | Slab |
| Deck Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 46213 |
|---|---|
| Street Address | 237 RIVER OAKS DR |
| City | STELLA |
| State | NC |
| Zip | 28582-9735 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Description | L1 DEW HEIRS - RIVER OAKS DR STELLA |
| Legal Subdivision | MINOR LOT SPLIT FOR MLCOLM DEW HEIRS |
| Legal Block | 35 |
| Legal Lot Number | 1 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | WHITE OAK |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 970801 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 237 RIVER OAKS DR, STELLA, NC 28582-9735 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 11, 2021 | Deed of Trust, Mortgage · Negative Amortization FREEDOM MORTGAGE CORP |
| Oct 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 237 RIVER OAKS DR, STELLA, NC 28582-9735 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0017260114 |
|---|---|
| Date | Jun 11, 2021 |
| Book Page | 1726/114 |
| Instrument | 1726114 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | FISHERS, IN 46038 |
| Type | Negative Amortization |
|---|---|
| Amount | Amount Recorded |
| Term | 323 Months |
| Due | May 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 237 RIVER OAKS DR, STELLA, NC 28582-9735 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015910078 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 1591/078 |
| Instrument | 1591078 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $301,787 (-) Land $58,500 Building $243,287 | $301,787 (-) Land $58,500 Building $243,287 | |
| 2025 | $1,139.00 (+32.75%) | $301,787 (+110.89%) Land $58,500 Building $243,287 | $301,787 (+110.89%) Land $58,500 Building $243,287 |
| 2023 | $143,102 Land $38,431 Building $104,671 | $143,102 Land $38,431 Building $104,671 | |
| 2022 | $858.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 40 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 40 in force |
| Nearby Flood Claims | 12 (1993–2018) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 86% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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