237 River Clay Rd, Fort Mill, SC 29708 Property Records

York County property record for 237 River Clay Rd, Fort Mill, SC 29708

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,587 sqft · built 2008
Lot Size	0.034 acres (1,483 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Sep 2025)
Tax Bill	$1,133 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`720-06-01-016`

Property Details

APN / Parcel Number

Primary APN	`720-06-01-016`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,587 sqft Living Area
Gross Area	2,112 sqft
1st Floor Area	696 sqft
2nd Floor Area	891 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Aluminum/Vinyl
Lot Area	1,483 sqft (0.034 acres)
Garage Area	242 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	107 sqft
Patio Area	128 sqft

Location & Zoning

Street Address	237 RIVER CLAY RD
City	FORT MILL
State	SC
Zip	29708-8099
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BDIII
Legal Description	UNIT# 181 PH 1 CATAWBA VILLAGE
Legal Subdivision	CATAWBA VILLAGE
Legal Unit	181
Jurisdiction	YORK SC
Township / Civil Division	FORT MILL
Census Block Group	2
Census Block	2006
Census Tract	61006

Owner

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 RIVER CLAY RD, FORT MILL, SC 29708-8099
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Sep 16, 2025	Deed, Transfer · FHA Mortgage V I P MORTGAGE INC
Jan 8, 2021	Loan Modification, Mortgage · FHA Mortgage MR COOPER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 2025 · Amount on Record
Deed Sale	Sep 16, 2025 · Amount on Record
Deed Document Number	202531267
Deed Book / Page	22138 / 188
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	237 RIVER CLAY RD, FORT MILL, SC 29708-8099
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2003100075
Date	Mar 8, 2022
Book Page	20031/75
Instrument	2022011072

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YORK SC
Property Address	237 RIVER CLAY RD, FORT MILL, SC 29708-8099
Transaction Type	Mortgage
Record Updated	Apr 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1976600473
Date	Nov 16, 2021
Book Page	19766/473
Instrument	2021065515

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2051

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Sep 16, 2025
Property Address	237 RIVER CLAY RD, FORT MILL, SC 29708-8099
Document Number	2213800188
Book / Page	22138 / 188
Map Reference	MB 146 PG 39
Instrument Date	Sep 16, 2025
Instrument	2025031267
Transaction Type	Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$606.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 RIVER CLAY RD, FORT MILL, SC 29708-8099

Mortgage

Document Number	2025031268
Date	Sep 16, 2025
Instrument	2025031268

Lender

Name	V I P MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	YORK SC
Property Address	237 RIVER CLAY RD, FORT MILL, SC 29708-8099
Document Number	1891800350
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Feb 9, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 RIVER CLAY RD FORT MILL SC 297088099, FORT MILL, SC 29708-8099

Mortgage

Document Number	1891800350
Date	Jan 15, 2021
Book Page	018918/000350
Instrument	2590

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

Interest

Rate	2.75%

Tax Assessment & Valuation

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Unified School District	York School District 4 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,133.00 (+14.44%)	$6,454 (+15%) Land $1,346 Building $5,108	$287,700 (+47.3%) Land $60,000 Building $227,700
2024	$990.00 (+3.13%)	$5,612 (-) Land $1,207 Building $4,405	$195,313 (-) Land $42,000 Building $153,313
2023	$960.00	$5,612 Land $1,207 Building $4,405	$195,313 Land $42,000 Building $153,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	9 (2019–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YORK COUNTY EAST WD serves 30,225 people · EPA ID SC4620002
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Oct 2023
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber · Cable in parts of the area	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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