237 Ridge Rd, Smithfield, RI 02917 Property Records

Smithfield Town property record for 237 Ridge Rd, Smithfield, RI 02917

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,486 sqft · built 1979
Lot Size	1.35 acres (59,166 sqft)
Owner	Individual Name on Record
Last Sale	$590,000 (Jul 2022)
Tax Bill	$6,119 (2025)
Deeds & Mortgages	Jul 2022 Sale Sep 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-1333-49`

Property Details

APN / Parcel Number

Primary APN	`20-1333-49`
Alternative APNs	`SMIT M:42 B:000 L:097-A U` `M:42 B:000 L:097=A U`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,486 sqft Living Area
Gross Area	3,174 sqft
1st Floor Area	1,486 sqft
Basement Area	280 sqft
Unfinished Basement	280 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,166 sqft (1.35 acres)
Garage Type	Basement
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	20-1333-49
Street Address	237 RIDGE RD
City	SMITHFIELD
State	RI
Zip	02917-2568
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMED
Legal Lot Number	97-A
Jurisdiction	SMITHFIELD RI
Township / Civil Division	SMITHFIELD
Census Block Group	4
Census Block	4044
Census Tract	12602

Owner

Source: Smithfield Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 RIDGE RD, SMITHFIELD, RI 02917-2568
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2022	Warranty Deed, Transfer
Sep 2, 2020	Deed of Trust, Mortgage · ARM PAWTUCKET CU
Jun 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU
Nov 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU
Jun 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage PAWTUCKET CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2022 · Amount on Record
Deed Sale	Jul 21, 2022 · Amount on Record
Prior Sale	Mar 17, 2005 · Amount on Record
Deed Document Number	20222406
Deed Book / Page	1431 / 62
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SMITHFIELD RI
Recording Date	Jul 21, 2022
Property Address	237 RIDGE RD, SMITHFIELD, RI 02917-2568
Document Number	0001431-62
Book / Page	1431 / 62
Instrument Date	Jul 21, 2022
Instrument	2022-2406
Transaction Type	Transfer
Record Updated	Aug 4, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 RIDGE RD, SMITHFIELD, RI 02917-2568

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Property Address	237 RIDGE RD, SMITHFIELD, RI 02917-2568
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1297-134
Date	Sep 2, 2020
Book Page	1297/134
Instrument	2020-3155

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2040

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Property Address	237 RIDGE RD, SMITHFIELD, RI 02917-2568
Document Number	1220-302
Instrument Date	Jun 20, 2019
Transaction Type	Mortgage
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 RIDGE RD SMITHFIELD RI 029172568, SMITHFIELD, RI 02917-2568

Mortgage

Document Number	1220-302
Date	Jul 3, 2019
Book Page	001220/000302
Instrument	1938

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 2, 2044

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Property Address	237 RIDGE RD, SMITHFIELD, RI 02917-2568
Document Number	1190-79
Instrument Date	Nov 19, 2018
Transaction Type	Mortgage
Record Updated	Dec 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 RIDGE RD SMITHFIELD RI 029172568, SMITHFIELD, RI 02917-2568

Mortgage

Document Number	1190-79
Date	Nov 19, 2018
Book Page	001190/000079
Instrument	46620

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 18, 2043

Interest

Rate Type	Fixed Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SMITHFIELD RI
Property Address	237 RIDGE RD, SMITHFIELD, RI 02917-2568
Document Number	1117-33
Book / Page	001117 / 000033
Instrument Date	Jun 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 1, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 RIDGE RD SMITHFIELD RI 029172568, SMITHFIELD, RI 02917-2568

Mortgage

Document Number	1117-33
Date	Jul 12, 2017
Book Page	001117/000033
Instrument	40969

Lender

Name	PAWTUCKET CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Smithfield Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Smithfield Town
Unified School District	Smithfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,119.00 (+9.58%)	$493,900 (+21.35%) Land $189,900 Building $304,000	$587,374
2023	$5,584.00 (+2.68%)	$407,000 (-) Land $159,600 Building $247,400
2022	$5,438.00	$407,000 Land $159,600 Building $247,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1979–2010)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SMITHFIELD WATER SUPPLY BOARD serves 9,460 people · EPA ID RI1615616
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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