237 Ridge Rd, Pismo Beach, CA 93449 Property Records

San Luis Obispo County property record for 237 Ridge Rd, Pismo Beach, CA 93449

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,813 sqft · built 1987
Lot Size	0.145 acres (6,300 sqft)
Owner	Individual Name on Record
Last Sale	$272,000 (Jan 1999)
Tax Bill	$4,716 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`005-401-009`

Property Details

APN / Parcel Number

Primary APN	`005-401-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,813 sqft Living Area
1st Floor Area	1,813 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Traditional
Construction Type	Wood
Lot Area	6,300 sqft (0.145 acres)
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	237 RIDGE RD
City	PISMO BEACH
State	CA
Zip	93449-3262
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	CY PB TRACT 1233 LT 9
Legal Subdivision	TRACT 1233
Legal Tract	1233
Legal Block	1
Legal Lot Number	9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ARROYO GRANDE
Census Block Group	1
Census Block	1012
Census Tract	11706

Owner

Source: San Luis Obispo County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	237 RIDGE RD, PISMO BEACH, CA 93449-3262
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Feb 12, 2018	Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/PA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 1999 · Amount on Record
Deed Sale	Jan 29, 1999 · Amount on Record
Prior Sale	Jul 15, 1994 · Amount on Record
Deed Document Number	19996676
Last Transfer Date	Aug 8, 2006
Transfer Doc	0000076308
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	237 RIDGE RD, PISMO BEACH, CA 93449-3262
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 RIDGE RD, PISMO BEACH, CA 93449-3262

Mortgage

Document Number	0000063370
Date	Nov 4, 2020
Instrument	2020063370

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 1, 2035

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	237 RIDGE RD, PISMO BEACH, CA 93449-3262
Document Number	0000009173
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 21, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	237 RIDGE RD PISMO BEACH CA 934493262, PISMO BEACH, CA 93449-3262

Mortgage

Document Number	0000009173
Date	Mar 8, 2018
Instrument	9173

Lender

Name	THIRD FED'L S&L/PA
Type	Federal Savings Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 7, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Municipality	Pismo Beach City
Unified School District	Lucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$434,924 (+2%) Land $223,862 Building $211,062
2025	$4,716.00 (+4.61%) Homeowner's exemption	$426,397 (+4.04%) Land $219,473 Building $206,924
2023	$4,508.00 (+1.65%) Homeowner's exemption	$409,841 Land $210,951 Building $198,890
2022	$4,435.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2023 · Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 64% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PISMO BEACH WATER DEPARTMENT serves 7,944 people · EPA ID CA4010008
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Astound Broadband, Peak WiFi, Verizon.

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