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237 Ray St, Waynesville, NC 28786 Property Records

Haywood County property record for 237 Ray St, Waynesville, NC 28786

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 840 sqft · built 2023
Lot Size0.492 acres (21,432 sqft)
Owner2 Individual Names on File
Tax Bill$1,276 (2025)
Deeds & MortgagesMay 2024 Line of Credit
Jan 2022 Sale
Flood ZoneZone X (minimal risk)
APN8616-11-8229

Property Details

APN / Parcel Number

Primary APN8616-11-8229
Alternative APN
  • 270770

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area840 sqft Heated Area
Gross Area1,914 sqft
1st Floor Area840 sqft
Basement Area840 sqft
Unfinished Basement840 sqft

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Exterior MaterialAluminum Siding
Lot Area21,432 sqft (0.492 acres)

Utilities, Heating & Cooling

Cooling SystemPartial
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number270770
Street Address237 RAY ST
CityWAYNESVILLE
StateNC
Zip28786-2817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeLLND
Legal DescriptionPT #22-24 BLK B WAYNESVILLE HEIGHTS #3
Legal SubdivisionWAYNESVILLE HEIGHTS
Legal BlockB
Legal Unit22
JurisdictionHAYWOOD NC
Township / Civil DivisionWAYNESVILLE
Census Block Group1
Census Block1004
Census Tract920900

Owner

237 Ray St is owned and occupied by two individuals who acquired it in October 1970.

Source: Haywood County records, as of July 14, 2026

Owner of Record2 Individual Names on File
Mailing Address237 RAY ST, WAYNESVILLE, NC 28786-2817
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 2, 2024Deed of Trust, Mortgage · Line of Credit
STATE EMPLOYEES CU
Jan 5, 2022Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 20, 1970
Deed SaleOct 20, 1970
Deed Book / Page243 / 431
Record UpdatedSep 20, 2026

May 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAYWOOD NC
Property Address237 RAY ST, WAYNESVILLE, NC 28786-2817
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0011062402
DateMay 2, 2024
Book Page1106/2402
Instrument2024003468
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAYWOOD NC
Recording DateJan 5, 2022
Property Address237 RAY ST, WAYNESVILLE, NC 28786-2817
Document Number0010520914
Book / Page1052 / 914
Instrument DateJan 5, 2022
Instrument2022000079
Transaction TypeTransfer
Record UpdatedJan 18, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address237 RAY ST, WAYNESVILLE, NC 28786-2817

Tax Assessment & Valuation

The 2025 property tax bill for 237 Ray St was $1,276.

Source: Haywood County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyHaywood County
MunicipalityWaynesville Town
Unified School DistrictHaywood County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$203,100 (-) Land $14,800 Building $188,300
2025$1,276.00$203,100 Land $14,800 Building $188,300$203,100 Land $14,800 Building $188,300
2023$16,200 Land $11,800 Building $4,400
2022$86.00
2021$16,200 Land $11,800 Building $4,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 Ray St in Zone X, an area of minimal flood risk, though there have been 41 flood claims nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 35 policies
Nearby Flood Policies35 in force
Nearby Flood Claims41 (2000–2024)
Most Recent ClaimDec 2024 · rainfall accumulation
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 21 claims
  • Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims
  • Hurricane Ivan, Sep 2004 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 Ray St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF WAYNESVILLE
serves 19,758 people · EPA ID NC0144010
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
AT&T
Fiber		1,000 / 1,000

May also be available: T-Mobile, Verizon.

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