Bay County property record for 237 Phillips Bluff Ave, Panama City Beach, FL 32407
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.045 acres (1,960 sqft) |
| Owner | Company Name on Record |
| Flood Zone | Zone X (minimal risk) |
| APN | 34024-395-350 |
| Primary APN | 34024-395-350 |
|---|
| Lot Area | 1,960 sqft (0.045 acres) |
|---|---|
| Lot Dimensions | 100 ft deep x 20 ft wide |
| Street Address | 237 PHILLIPS BLUFF AVE |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32407-2902 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | BC01 |
| Legal Description | COLONIAL LANDING EAST LOT 70 ORB 4940 P 137 |
| Legal Lot Number | 70 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 2710 |
Source: Bay County records, as of May 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $9,944 Land $9,944 | $9,944 Land $9,944 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 144 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 144 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 74% of the US · above 59% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: T-Mobile.
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