237 Peninsula Dr, Eddyville, KY 42038 Property Records

Lyon County property record for 237 Peninsula Dr, Eddyville, KY 42038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,702 sqft · built 2000
Lot Size	1.04 acres (45,616 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Feb 2024)
Tax Bill	$2,803 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`63B-1`

Property Details

APN / Parcel Number

Primary APN	`63B-1`
Alternative APNs	`142782` `145711`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,702 sqft Total Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	45,616 sqft (1.04 acres)
Garage Type	Attached
Garage Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Electric

Location & Zoning

Account Number	145711
Street Address	237 PENINSULA DR
City	EDDYVILLE
State	KY
Zip	42038
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HURRICANE PENINSULA LOT 1 IMPRVMTS
Legal Subdivision	HURRICANE PEN
Legal Lot Number	1
Jurisdiction	LYON KY
Township / Civil Division	SOUTHEAST LYON
Census Block Group	2
Census Block	2053
Census Tract	960200

Owner

237 Peninsula Dr is owned by an individual who bought it in February 2024.

Source: Lyon County records, as of March 23, 2026

Owner of Record	Individual Name on File
Mailing Address	139 OVERCREST CT, CLARKSVILLE, TN 37043-2625
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST UNITED BANK AND TRUST CO INC
Feb 27, 2018	Deed of Trust, Mortgage FIRST UNITED BANK & TRUST
Feb 5, 2024	Deed, Transfer
Jun 12, 2023	Intrafamily Transfer, Transfer
May 2, 2023	Deed, Transfer · Line of Credit FIRST UNITED BANK & TRUST CO
Feb 27, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2024 · Amount on File
Deed Sale	Feb 5, 2024 · Amount on File
Prior Sale	May 2, 2023 · Amount on File
Deed Document Number	2024240073
Deed Book / Page	190 / 118
Prior Transfer Date	May 19, 2023
Prior Transfer Doc	00DB188/18
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON KY
Property Address	237 PENINSULA DR, EDDYVILLE, KY 42038
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 OVERCREST CT, CLARKSVILLE, TN 37043-2625

Mortgage

Document Number	00M307/569
Date	Mar 6, 2026
Book Page	M307/569
Instrument	474452

Lender

Name	FIRST UNITED BANK AND TRUST CO INC
Type	Bank
Address	162 N MAIN ST, MADISONVILLE, KY 42431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 1, 2041

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYON KY
Property Address	237 PENINSULA DR, EDDYVILLE, KY 42038-8532
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000000000166
Date	Feb 27, 2018
Instrument	000000000166

Lender

Name	FIRST UNITED BANK & TRUST
Type	Bank

Agreement

Amount	Amount on Record

February 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LYON KY
Recording Date	Feb 5, 2024
Property Address	237 PENINSULA DR, EDDYVILLE, KY 42038-8532
Document Number	00D190/118
Book / Page	D190 / 118
Map Reference	MB 2 PG 59
Instrument Date	Jan 26, 2024
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 OVERCREST CT, CLARKSVILLE, TN 37043-2625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 OVERCREST CT, CLARKSVILLE, TN 37043-2625

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LYON KY
Recording Date	Jun 12, 2023
Property Address	237 PENINSULA DR, EDDYVILLE, KY 42038-8532
Document Number	00DB188/18
Book / Page	DB188 / 18
Map Reference	MB 2 PG 59
Instrument Date	May 19, 2023
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 OVERCREST CT, CLARKSVILLE, TN 37043-2625

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	139 OVERCREST CT, CLARKSVILLE, TN 37043-2625

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	LYON KY
Recording Date	May 2, 2023
Property Address	237 PENINSULA DR, EDDYVILLE, KY 42038-8532
Document Number	0DB187/435
Book / Page	DB187 / 435
Map Reference	MB 2 PG 59
Instrument Date	Apr 21, 2023
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2913 S MAIN ST, MADISONVILLE, KY 42431-3729

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 OVERCREST CT, CLARKSVILLE, TN 37043-2625

Mortgage

Document Number	00MB291667
Date	May 2, 2023
Instrument	MB291/667

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 21, 2053

Interest

Rate Type	Adjustable Rate

February 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	LYON KY
Recording Date	Feb 27, 2018
Property Address	237 PENINSULA DR, EDDYVILLE, KY 42038-8532
Document Number	000170/157
Book / Page	170 / 157
Instrument Date	Feb 15, 2018
Instrument	000000000157
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	728 THOMHL RD, MADISONVILLE, KY 42431

Tax Assessment & Valuation

The 2025 property tax bill for 237 Peninsula Dr was $2,803.

Source: Lyon County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Lyon County
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,803.00	$350,000	$350,000
2023	$3,116.00 (+46.84%)	$375,000 (+5%)	$375,000 (+5%)
2022	$2,122.00	$250,000	$250,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 237 Peninsula Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 237 Peninsula Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARKLEY LAKE WATER DISTRICT serves 14,284 people · EPA ID KY1110019
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
energynet Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Peninsula Dr

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