Monroe County property record for 237 Osprey Cir, Vonore, TN 37885
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,257 sqft · built 2019 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,551 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage May 2020 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 062019E A 01300 |
| Primary APN | 062019E A 01300 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,257 sqft Living Area |
| Upper Floors Area | 462 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 136 ft deep x 83 ft wide |
| Terrain | Rolling |
| Garage Type | Finished |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 237 OSPREY CIR |
|---|---|
| City | VONORE |
| State | TN |
| Zip | 37885-2051 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 02 PHASE 1 SECTION 1, COUNTY AREA: R01 |
| Legal Subdivision | RARITY BAY |
| Legal Lot Number | 13 |
| Jurisdiction | MONROE TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 925002 |
237 Osprey Cir is owned and occupied by an individual who acquired it in February 2022.
Source: Monroe County records, as of January 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 237 OSPREY CIR, VONORE, TN 37885-2051 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY MTG |
| May 15, 2020 | Deed of Trust, Mortgage · Line of Credit TENNESSEE CU |
| Oct 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage TENNESSEE CU |
| Jan 22, 2019 | Warranty Deed, Construction Loan · Construction Mortgage RARITY BAY REAL ESTATE CO INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2022 |
| Deed Sale | Feb 23, 2022 |
| Prior Sale | Jan 22, 2019 · Amount on File |
| Deed Document Number | 0000436538 |
| Deed Book / Page | WD408 / 141 |
| Prior Transfer Date | Oct 29, 2019 |
| Prior Transfer Doc | 19006674 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE TN |
| Property Address | 237 OSPREY CIR, VONORE, TN 37885-2051 |
| Document Number | 0000007274 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 237 OSPREY CIR VONORE TN 378852051, VONORE, TN 37885-2051 |
| Document Number | 0000007274 |
|---|---|
| Date | Nov 3, 2020 |
| Book Page | 000037/000520 |
| Instrument | 7274 |
| Name | COMMUNITY MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORDOVA, TN 38018 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE TN |
| Property Address | 237 OSPREY CIR, VONORE, TN 37885-2051 |
| Document Number | 0000003836 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 237 OSPREY CIR VONORE TN 378852051, VONORE, TN 37885-2051 |
| Document Number | 0000003836 |
|---|---|
| Date | Jun 27, 2020 |
| Book Page | 000037/000058 |
| Instrument | 3836 |
| Name | TENNESSEE CU |
|---|---|
| Type | Credit Union |
| Address | NASHVILLE, TN 37203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE TN |
| Recording Date | Oct 29, 2019 |
| Property Address | 237 OSPREY CIR, VONORE, TN 37885-2051 |
| Document Number | 0000006674 |
| Book / Page | 000408 / 000141 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 6674 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TITLE & ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,838.90 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 237 OSPREY CIR VONORE TN 37885, VONORE, TN 37885 |
| Document Number | 6675 |
|---|---|
| Date | Oct 29, 2019 |
| Book Page | 000036/000125 |
| Instrument | 6675 |
| Name | TENNESSEE CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE TN |
| Recording Date | Jan 22, 2019 |
| Property Address | 237 OSPREY CIR, VONORE, TN 37885-2051 |
| Document Number | 0000000396 |
| Book / Page | 000401 / 000416 |
| Instrument Date | Jan 12, 2019 |
| Instrument | 396 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $55.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 201 S HLINOIS AVE OAK RIDGE TN 37831, OAK RIDGE, TN 37831 |
| Document Number | 397 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 000035/000539 |
| Instrument | 397 |
| Name | RARITY BAY REAL ESTATE CO INC |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jan 21, 2020 |
The 2025 property tax bill for 237 Osprey Cir was $2,551.
Source: Monroe County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,551.00 | $167,525 Land $12,175 Building $155,350 | |
| 2023 | $166,300 Land $12,175 Building $154,125 | $670,100 Land $48,700 Building $621,400 | |
| 2022 | $2,287.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 237 Osprey Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2020–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | May 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 237 Osprey Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TELLICO AREA SERVICES SYSTEM serves 14,836 people · EPA ID TN0000726 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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