237 Oak Ave SW, Saint Michael, MN 55376 Property Records

Wright County property record for 237 Oak Ave SW, Saint Michael, MN 55376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,868 sqft · built 1984
Lot Size	0.815 acres (35,539 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,384 (2026)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`114-016-001090`

Property Details

APN / Parcel Number

Primary APN	`114-016-001090`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,868 sqft Living Area
1st Floor Area	1,192 sqft
Basement Area	350 sqft
Finished Basement	350 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1990
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	35,539 sqft (0.815 acres)
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	180 sqft
Deck Area	120 sqft
Storage Building	132 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	237 OAK AVE SW
City	SAINT MICHAEL
State	MN
Zip	55376-9771
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-14 TWP-120 RANGE-024 KILIANS 2ND ADDN LOT-009 BLOCK-001 1
Legal Range	024
Legal Township	120
Legal Section	14
Legal Subdivision	KILIANS 2ND ADDN
Legal Block	1
Legal Lot Number	9
Jurisdiction	WRIGHT MN
Township / Civil Division	ST. MICHAEL
Census Block Group	1
Census Block	1004
Census Tract	100803

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	237 OAK AVE SW, SAINT MICHAEL, MN 55376-9771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Apr 8, 2021	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Dec 6, 2019	Intrafamily Transfer, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019
Deed Sale	Dec 6, 2019
Prior Sale	May 2, 2016 · Amount on Record
Deed Document Number	20191413041
Prior Transfer Date	Oct 10, 2019
Prior Transfer Doc	0001413041
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	237 OAK AVE SW, SAINT MICHAEL, MN 55376-9771
Transaction Type	Mortgage
Record Updated	Nov 18, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001488324
Date	Oct 26, 2021
Instrument	1488324

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	237 OAK AVE SW, SAINT MICHAEL, MN 55376-9771
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	VANTAGE PT TITLE INC, VANTAGE POINT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001465761
Date	Apr 8, 2021
Instrument	1465761

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Feb 1, 2051

December 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WRIGHT MN
Recording Date	Dec 6, 2019
Property Address	237 OAK AVE SW, SAINT MICHAEL, MN 55376-9771
Document Number	0001413041
Instrument Date	Oct 10, 2019
Instrument	1413041
Transaction Type	Transfer
Record Updated	Aug 13, 2021
Title Company	TITLESMART INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	237 OAK AVE SW, SAINT MICHAEL, MN 55376-9771
Investor	Possibly a Property Investor

Mortgage

Document Number	0001413042
Date	Dec 6, 2019
Instrument	1413042

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	St. Michael City
Unified School District	St. Michael-Albertville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,384.00 (+8.09%)	$382,500 (+0.24%) Land $102,000 Building $280,500	$382,500 (+0.24%) Land $102,000 Building $280,500
2025		$381,600 (-0.65%) Land $107,000 Building $274,600	$381,600 (-0.65%) Land $107,000 Building $274,600
2023	$4,056.00 (+6.91%)	$384,100 Land $105,900 Building $278,200	$384,100 Land $105,900 Building $278,200
2022	$3,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Joint Powers Water Board serves 30,922 people · EPA ID MN1860024
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.56 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon.

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